Finance and Financial Management Services: is this bachelor's degree worth it?
National picture across 472 reporting college programs.
MODELED SCENARIO · Positive payoff
+$64,185 over 10 years
National scenario across reporting bachelor's degree programs, using median year-4 earnings, their institutions’ average net prices and a typical 4-year duration.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
8.0 yrsModeled economic break-even
+25%Modeled 10-year ROI
$77,504Observed earnings · year 4
Observed national outcomes
$77,504Median reported earnings · year 4
$81,816Average reported earnings · year 5
$23,623Median federal debt
70thYear-4 earnings percentile at this credential
472Reporting programs
459With year-4 earnings
The same field can produce a different equation.
Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.
OPEN PROFILE
Undergraduate Certificate or Diploma
- Year-4 earnings
- $61,520
- Federal debt
- $23,672
- Reporting programs
- 10
Associate's Degree
- Year-4 earnings
- $52,208
- Federal debt
- $17,374
- Reporting programs
- 2
Bachelor's Degree
- Year-4 earnings
- $77,504
- Federal debt
- $23,623
- Reporting programs
- 472
Post-baccalaureate Certificate
- Year-4 earnings
- Not available
- Federal debt
- $21,937
- Reporting programs
- 1
Master's Degree
- Year-4 earnings
- $109,137
- Federal debt
- Not available
- Reporting programs
- 72
First Professional Degree
- Year-4 earnings
- $152,667
- Federal debt
- Not available
- Reporting programs
- 1
Graduate/Professional Certificate
- Year-4 earnings
- $129,454
- Federal debt
- Not available
- Reporting programs
- 4
Where the middle half of programs lands
Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.
Median
25th percentile$70,078National median$77,50475th percentile$88,637
459 programs report year‑4 earnings.See the spread, not just the national number.
1University of Pennsylvania$202,0692Washington University in St Louis$185,5513University of Notre Dame$160,3134Georgetown University$152,7445Boston College$147,7466Wake Forest University$145,9967Fordham University$141,8608American University$134,3329Southern Methodist University$133,85210The University of Texas at Austin$132,075Observed year-4 earnings · top displayed records are not a universal ranking
Related occupations
Official CIP–SOC links add career context without claiming that every graduate enters the same job.
Business Teachers, PostsecondarySOC 25-1011 · 6 crosswalk linksFinancial ManagersSOC 11-3031 · 6 crosswalk linksFinancial Risk SpecialistsSOC 13-2054 · 5 crosswalk linksFinancial and Investment AnalystsSOC 13-2051 · 5 crosswalk linksCredit AnalystsSOC 13-2041 · 3 crosswalk linksCredit CounselorsSOC 13-2071 · 3 crosswalk linksBudget AnalystsSOC 13-2031 · 2 crosswalk linksGeneral and Operations ManagersSOC 11-1021 · 2 crosswalk linksLoan OfficersSOC 13-2072 · 2 crosswalk linksPersonal Financial AdvisorsSOC 13-2052 · 2 crosswalk linksSecurities, Commodities, and Financial Services Sales AgentsSOC 41-3031 · 2 crosswalk linksAppraisers of Personal and Business PropertySOC 13-2022 · 1 crosswalk links
Same degree, different outcomes
Compare reported outcomes using the same federal field and credential. ROI uses each institution’s average net price as a scenario—not an individual aid offer.
| # | College | Location | Earnings, year 4 | Federal debt | 10-year ROI | Verdict |
|---|---|---|---|---|---|---|
| 1 | University of PennsylvaniaBachelor's Degree | Philadelphia, PA | $202,069 | $12,865 | +433% | Strong payoff |
| 2 | Washington University in St LouisBachelor's Degree | St. Louis, MO | $185,551 | $19,250 | +426% | Strong payoff |
| 3 | University of Notre DameBachelor's Degree | Notre Dame, IN | $160,313 | $19,000 | +302% | Strong payoff |
| 4 | Georgetown UniversityBachelor's Degree | Washington, DC | $152,744 | $16,877 | +214% | Strong payoff |
| 5 | Boston CollegeBachelor's Degree | Chestnut Hill, MA | $147,746 | $18,000 | +196% | Strong payoff |
| 6 | Wake Forest UniversityBachelor's Degree | Winston-Salem, NC | $145,996 | $19,500 | +243% | Strong payoff |
| 7 | Fordham UniversityBachelor's Degree | Bronx, NY | $141,860 | $26,850 | +171% | Strong payoff |
| 8 | American UniversityBachelor's Degree | Washington, DC | $134,332 | $22,625 | +157% | Strong payoff |
| 9 | Southern Methodist UniversityBachelor's Degree | Dallas, TX | $133,852 | $19,500 | +159% | Strong payoff |
| 10 | The University of Texas at AustinBachelor's Degree | Austin, TX | $132,075 | $20,500 | +236% | Strong payoff |
| 11 | Villanova UniversityBachelor's Degree | Villanova, PA | $131,996 | $26,197 | +145% | Strong payoff |
| 12 | Brigham Young UniversityBachelor's Degree | Provo, UT | $129,879 | $11,750 | +250% | Strong payoff |
| 13 | Tulane University of LouisianaBachelor's Degree | New Orleans, LA | $129,850 | $21,500 | +150% | Strong payoff |
| 14 | Lehigh UniversityBachelor's Degree | Bethlehem, PA | $127,210 | $23,250 | +151% | Strong payoff |
| 15 | George Washington UniversityBachelor's Degree | Washington, DC | $126,638 | $19,000 | +150% | Strong payoff |
| 16 | Belmont UniversityBachelor's Degree | Nashville, TN | $124,270 | Not available | +154% | Strong payoff |
| 17 | Drexel UniversityBachelor's Degree | Philadelphia, PA | $121,832 | Not available | +130% | Strong payoff |
| 18 | Syracuse UniversityBachelor's Degree | Syracuse, NY | $120,274 | $27,000 | +125% | Strong payoff |
| 19 | University of Illinois Urbana-ChampaignBachelor's Degree | Champaign, IL | $119,978 | $19,500 | +216% | Strong payoff |
| 20 | Santa Clara UniversityBachelor's Degree | Santa Clara, CA | $118,737 | $16,201 | +94% | Positive payoff |
| 21 | Binghamton UniversityBachelor's Degree | Vestal, NY | $115,013 | $15,000 | +163% | Strong payoff |
| 22 | Bentley UniversityBachelor's Degree | Waltham, MA | $113,795 | $26,000 | +107% | Strong payoff |
| 23 | Texas A&M University-College StationBachelor's Degree | College Station, TX | $112,319 | $16,880 | +154% | Strong payoff |
| 24 | Texas Christian UniversityBachelor's Degree | Fort Worth, TX | $111,304 | $19,500 | +103% | Strong payoff |
| 25 | University of Maryland-College ParkBachelor's Degree | College Park, MD | $110,648 | $19,500 | +170% | Strong payoff |
| 26 | Miami University-OxfordBachelor's Degree | Oxford, OH | $110,406 | $22,000 | +123% | Strong payoff |
| 27 | University of MiamiBachelor's Degree | Coral Gables, FL | $110,240 | $14,500 | +98% | Positive payoff |
| 28 | Loyola Marymount UniversityBachelor's Degree | Los Angeles, CA | $109,303 | $19,500 | +72% | Positive payoff |
| 29 | University of Wisconsin-MadisonBachelor's Degree | Madison, WI | $107,207 | $21,500 | +149% | Strong payoff |
| 30 | University of Oklahoma-Norman CampusBachelor's Degree | Norman, OK | $106,719 | $19,550 | +156% | Strong payoff |
| 31 | Fairfield UniversityBachelor's Degree | Fairfield, CT | $106,663 | $27,000 | +66% | Positive payoff |
| 32 | University of FloridaBachelor's Degree | Gainesville, FL | $106,153 | $17,954 | +197% | Strong payoff |
| 33 | James Madison UniversityBachelor's Degree | Harrisonburg, VA | $104,926 | $20,500 | +119% | Strong payoff |
| 34 | Menlo CollegeBachelor's Degree | Atherton, CA | $103,918 | $24,500 | +94% | Positive payoff |
| 35 | University of San FranciscoBachelor's Degree | San Francisco, CA | $103,605 | $24,347 | +70% | Positive payoff |
| 36 | Elon UniversityBachelor's Degree | Elon, NC | $103,426 | $19,500 | +69% | Positive payoff |
| 37 | Providence CollegeBachelor's Degree | Providence, RI | $103,021 | $27,000 | +55% | Positive payoff |
| 38 | Virginia Polytechnic Institute and State UniversityBachelor's Degree | Blacksburg, VA | $102,902 | $22,500 | +107% | Strong payoff |
| 39 | Baylor UniversityBachelor's Degree | Waco, TX | $102,812 | $23,000 | +68% | Positive payoff |
| 40 | University of ConnecticutBachelor's Degree | Storrs, CT | $102,286 | $20,399 | +104% | Strong payoff |
| 41 | University of Connecticut-Waterbury CampusBachelor's Degree | Waterbury, CT | $102,286 | $20,399 | +156% | Strong payoff |
| 42 | University of Connecticut-Avery PointBachelor's Degree | Groton, CT | $102,286 | $20,399 | +144% | Strong payoff |
| 43 | University of Connecticut-StamfordBachelor's Degree | Stamford, CT | $102,286 | $20,399 | +132% | Strong payoff |
| 44 | University of Connecticut-Hartford CampusBachelor's Degree | Hartford, CT | $102,286 | $20,399 | +133% | Strong payoff |
| 45 | Michigan State UniversityBachelor's Degree | East Lansing, MI | $102,017 | $23,250 | +120% | Strong payoff |
| 46 | Illinois Wesleyan UniversityBachelor's Degree | Bloomington, IL | $101,609 | $26,000 | +93% | Positive payoff |
| 47 | University of DelawareBachelor's Degree | Newark, DE | $101,605 | $24,073 | +125% | Strong payoff |
| 48 | University of ScrantonBachelor's Degree | Scranton, PA | $100,962 | $27,000 | +80% | Positive payoff |
| 49 | University of ArizonaBachelor's Degree | Tucson, AZ | $100,938 | $20,628 | +127% | Strong payoff |
| 50 | University of UtahBachelor's Degree | Salt Lake City, UT | $100,793 | $18,850 | +128% | Strong payoff |
| 51 | Rutgers University-CamdenBachelor's Degree | Camden, NJ | $100,695 | $22,500 | +118% | Strong payoff |
| 52 | Rutgers University-New BrunswickBachelor's Degree | New Brunswick, NJ | $100,695 | $22,500 | +101% | Strong payoff |
| 53 | Rutgers University-NewarkBachelor's Degree | Newark, NJ | $100,695 | $22,500 | +115% | Strong payoff |
| 54 | Manhattan UniversityBachelor's Degree | Riverdale, NY | $100,376 | $26,323 | +92% | Positive payoff |
| 55 | Southern Utah UniversityBachelor's Degree | Cedar City, UT | $100,149 | Not available | +149% | Strong payoff |
| 56 | Seattle UniversityBachelor's Degree | Seattle, WA | $99,791 | $24,000 | +72% | Positive payoff |
| 57 | University of DenverBachelor's Degree | Denver, CO | $99,135 | $19,650 | +67% | Positive payoff |
| 58 | St. John's University-New YorkBachelor's Degree | Queens, NY | $98,970 | $26,000 | +80% | Positive payoff |
| 59 | The Catholic University of AmericaBachelor's Degree | Washington, DC | $98,856 | $24,620 | +81% | Positive payoff |
| 60 | Lake Forest CollegeBachelor's Degree | Lake Forest, IL | $98,583 | $27,000 | +82% | Positive payoff |
| 61 | University of Minnesota-Twin CitiesBachelor's Degree | Minneapolis, MN | $98,279 | $21,500 | +116% | Strong payoff |
| 62 | Endicott CollegeBachelor's Degree | Beverly, MA | $98,139 | $27,000 | +55% | Positive payoff |
| 63 | Ohio State University-Main CampusBachelor's Degree | Columbus, OH | $97,986 | $20,500 | +112% | Strong payoff |
| 64 | Marquette UniversityBachelor's Degree | Milwaukee, WI | $97,719 | $24,044 | +72% | Positive payoff |
| 65 | University of TulsaBachelor's Degree | Tulsa, OK | $97,533 | $20,250 | +119% | Strong payoff |
| 66 | University of Washington-Seattle CampusBachelor's Degree | Seattle, WA | $97,452 | $14,208 | +122% | Strong payoff |
| 67 | University of Washington-Tacoma CampusBachelor's Degree | Tacoma, WA | $97,452 | $14,208 | +138% | Strong payoff |
| 68 | University of GeorgiaBachelor's Degree | Athens, GA | $97,364 | $20,299 | +122% | Strong payoff |
| 69 | Adelphi UniversityBachelor's Degree | Garden City, NY | $97,175 | $26,000 | +72% | Positive payoff |
| 70 | University of Massachusetts-AmherstBachelor's Degree | Amherst, MA | $96,995 | $23,250 | +93% | Positive payoff |
| 71 | Saint Joseph's University - PhiladelphiaBachelor's Degree | Philadelphia, PA | $96,993 | $25,000 | +74% | Positive payoff |
| 72 | Pennsylvania State University-Penn State Erie-Behrend CollegeBachelor's Degree | Erie, PA | $96,714 | $25,375 | +86% | Positive payoff |
| 73 | Pennsylvania State University-Penn State Lehigh ValleyBachelor's Degree | Center Valley, PA | $96,714 | $25,375 | +105% | Strong payoff |
| 74 | Pennsylvania State University-Penn State HarrisburgBachelor's Degree | Middletown, PA | $96,714 | $25,375 | +89% | Positive payoff |
| 75 | Pennsylvania State University-Main CampusBachelor's Degree | University Park, PA | $96,714 | $25,375 | +66% | Positive payoff |
| 76 | Pennsylvania State University-Penn State AbingtonBachelor's Degree | Abington, PA | $96,714 | $25,375 | +105% | Strong payoff |
| 77 | Pennsylvania State University-World CampusBachelor's Degree | University Park, PA | $96,714 | $25,375 | +100% | Strong payoff |
| 78 | University of DaytonBachelor's Degree | Dayton, OH | $95,925 | $22,750 | +71% | Positive payoff |
| 79 | Louisiana State University and Agricultural & Mechanical CollegeBachelor's Degree | Baton Rouge, LA | $95,302 | $19,500 | +96% | Positive payoff |
| 80 | University of Pittsburgh-JohnstownBachelor's Degree | Johnstown, PA | $95,087 | $24,000 | +98% | Positive payoff |
| 81 | University of Pittsburgh-Pittsburgh CampusBachelor's Degree | Pittsburgh, PA | $95,087 | $24,000 | +66% | Positive payoff |
| 82 | Wittenberg UniversityBachelor's Degree | Springfield, OH | $95,069 | Not available | +97% | Positive payoff |
| 83 | Roger Williams UniversityBachelor's Degree | Bristol, RI | $94,919 | $26,500 | +50% | Positive payoff |
| 84 | Sacred Heart UniversityBachelor's Degree | Fairfield, CT | $94,733 | $27,000 | +36% | Positive payoff |
| 85 | Queens University of CharlotteBachelor's Degree | Charlotte, NC | $94,719 | Not available | +64% | Positive payoff |
| 86 | CUNY Queens CollegeBachelor's Degree | Queens, NY | $94,526 | Not available | +152% | Strong payoff |
| 87 | Muhlenberg CollegeBachelor's Degree | Allentown, PA | $94,403 | $27,000 | +67% | Positive payoff |
| 88 | Utah Valley UniversityBachelor's Degree | Orem, UT | $93,858 | $12,750 | +138% | Strong payoff |
| 89 | University of St ThomasBachelor's Degree | Saint Paul, MN | $93,720 | $26,250 | +64% | Positive payoff |
| 90 | DePaul UniversityBachelor's Degree | Chicago, IL | $93,719 | $23,000 | +60% | Positive payoff |
| 91 | Stonehill CollegeBachelor's Degree | Easton, MA | $93,693 | $26,000 | +56% | Positive payoff |
| 92 | Saint Louis UniversityBachelor's Degree | Saint Louis, MO | $93,647 | $21,268 | +75% | Positive payoff |
| 93 | Samford UniversityBachelor's Degree | Birmingham, AL | $93,444 | $19,000 | +56% | Positive payoff |
| 94 | University of San DiegoBachelor's Degree | San Diego, CA | $93,099 | $23,508 | +60% | Positive payoff |
| 95 | University of South Carolina-ColumbiaBachelor's Degree | Columbia, SC | $92,578 | $25,000 | +75% | Positive payoff |
| 96 | St Bonaventure UniversityBachelor's Degree | Saint Bonaventure, NY | $92,426 | $25,443 | +65% | Positive payoff |
| 97 | Pace UniversityBachelor's Degree | New York, NY | $92,271 | $26,000 | +56% | Positive payoff |
| 98 | Westminster UniversityBachelor's Degree | Salt Lake City, UT | $91,967 | $18,071 | +63% | Positive payoff |
| 99 | Regis UniversityBachelor's Degree | Denver, CO | $91,631 | Not available | +84% | Positive payoff |
| 100 | Clemson UniversityBachelor's Degree | Clemson, SC | $91,269 | $20,000 | +72% | Positive payoff |
This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.