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UNDERGRADUATE CERTIFICATE OR DIPLOMA · DEGREE PAYOFF · FEDERAL FIELD 5208

Finance and Financial Management Services: is this undergraduate certificate or diploma worth it?

National picture across 10 reporting college programs.

Personal baseline needed

$61,520 in median year-4 earnings

A credible return for this credential must start with what the student would otherwise earn. The federal data does not provide that personal baseline.

$61,520Median year-4 earnings

$16,515Average institution net-price context

$23,672Median federal debt

Use your actual price and alternative earnings before evaluating return. Model your own starting point →

WHAT THIS DEGREE PAYS

Observed national outcomes

$61,520Median reported earnings · year 4

$47,431Average reported earnings · year 5

$23,672Median federal debt

72thYear-4 earnings percentile at this credential

10Reporting programs

7With year-4 earnings

COMPARE CREDENTIAL LEVELS

The same field can produce a different equation.

Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.

CURRENT VIEW

Undergraduate Certificate or Diploma

Year-4 earnings: $61,520
Federal debt: $23,672
Reporting programs: 10

7 report earnings →OPEN PROFILE

Associate's Degree

Year-4 earnings: $52,208
Federal debt: $17,374
Reporting programs: 2

2 report earnings →OPEN PROFILE

Bachelor's Degree

Year-4 earnings: $77,504
Federal debt: $23,623
Reporting programs: 472

459 report earnings →OPEN PROFILE

Post-baccalaureate Certificate

Year-4 earnings: Not available
Federal debt: $21,937
Reporting programs: 1

0 report earnings →OPEN PROFILE

Master's Degree

Year-4 earnings: $109,137
Federal debt: Not available
Reporting programs: 72

72 report earnings →OPEN PROFILE

First Professional Degree

Year-4 earnings: $152,667
Federal debt: Not available
Reporting programs: 1

1 report earnings →OPEN PROFILE

Graduate/Professional Certificate

Year-4 earnings: $129,454
Federal debt: Not available
Reporting programs: 4

4 report earnings →

COLLEGE-TO-COLLEGE RANGE

Where the middle half of programs lands

Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.

Median

25th percentile$21,796National median$61,52075th percentile$72,369

7 programs report year‑4 earnings.

WHERE OUTCOMES ARE STRONGEST

See the spread, not just the national number.

1Western Kentucky University$85,634 2Northern Arizona University$81,688 3Minnesota State University Moorhead$72,369 4University of Phoenix-Arizona$61,520 5Nova College de Puerto Rico$21,796 6NUC University$20,261 7Pennsylvania State University-Penn State Erie-Behrend CollegeNot available 8Pennsylvania State University-Main CampusNot available 9Pennsylvania State University-World CampusNot available

Observed year-4 earnings · top displayed records are not a universal ranking

WHERE THIS FIELD CAN LEAD

Related occupations

Official CIP–SOC links add career context without claiming that every graduate enters the same job.

Business Teachers, PostsecondarySOC 25-1011 · 6 crosswalk linksFinancial ManagersSOC 11-3031 · 6 crosswalk linksFinancial Risk SpecialistsSOC 13-2054 · 5 crosswalk linksFinancial and Investment AnalystsSOC 13-2051 · 5 crosswalk linksCredit AnalystsSOC 13-2041 · 3 crosswalk linksCredit CounselorsSOC 13-2071 · 3 crosswalk linksBudget AnalystsSOC 13-2031 · 2 crosswalk linksGeneral and Operations ManagersSOC 11-1021 · 2 crosswalk linksLoan OfficersSOC 13-2072 · 2 crosswalk linksPersonal Financial AdvisorsSOC 13-2052 · 2 crosswalk linksSecurities, Commodities, and Financial Services Sales AgentsSOC 41-3031 · 2 crosswalk linksAppraisers of Personal and Business PropertySOC 13-2022 · 1 crosswalk links

BEST COLLEGES FOR FINANCE AND FINANCIAL MANAGEMENT SERVICES

Same degree, different outcomes

Compare reported outcomes using the same federal field and credential. Automated ROI is withheld when an exact program price or personal earnings baseline is required.

#	College	Location	Earnings, year 4	Federal debt	ROI status	Cost context
1	Western Kentucky UniversityUndergraduate Certificate or Diploma	Bowling Green, KY	$85,634	Not available	Baseline needed	$10,990
2	Northern Arizona UniversityUndergraduate Certificate or Diploma	Flagstaff, AZ	$81,688	$20,594	Baseline needed	$14,158
3	Minnesota State University MoorheadUndergraduate Certificate or Diploma	Moorhead, MN	$72,369	Not available	Baseline needed	$17,997
4	University of Phoenix-ArizonaUndergraduate Certificate or Diploma	Phoenix, AZ	$61,520	$23,672	Baseline needed	$13,520
5	Nova College de Puerto RicoUndergraduate Certificate or Diploma	Bayamon, PR	$21,796	Not available	Baseline needed	$6,063
6	NUC UniversityUndergraduate Certificate or Diploma	Bayamon, PR	$20,261	$8,125	Baseline needed	$8,920
7	Pennsylvania State University-Penn State Erie-Behrend CollegeUndergraduate Certificate or Diploma	Erie, PA	Not available	$26,965	Baseline needed	$24,558
8	Pennsylvania State University-Main CampusUndergraduate Certificate or Diploma	University Park, PA	Not available	$26,965	Baseline needed	$32,875
9	Pennsylvania State University-World CampusUndergraduate Certificate or Diploma	University Park, PA	Not available	$26,965	Baseline needed	$19,550
10	University of Phoenix-CaliforniaUndergraduate Certificate or Diploma	,	$61,520	$23,672	Baseline needed	Not available

This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.