Private nonprofit · COLLEGE PAYOFF

Nazareth University

Rochester, NY · 31 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$199,298 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

30.3 yrsModeled economic break-even
−67%Modeled 10-year ROI
$54,813Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$199,298at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$297,4280
2
4
6
8
−$199,29810
Years after graduationBreak-even: 30.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$42,450
Sticker price
Published out-of-state tuition$42,450
Sticker price
Average net price$29,357
Title IV student average
Cost of attendance$58,254
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Bachelor’s degrees
Campus setting
Suburban
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$29,357Average net price / year
$58,254Cost of attendance
$26,038Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$54,813Median earnings · year 5 after completion
72.8%Completion rate
74.7%Admission rate
1,873Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$22,796
$30–48k$22,827
$48–75k$25,663
$75–110k$31,634
$110k+$34,267
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$54,813
Year 6$47,717
Year 10$56,458
Full-time retention
84.8%
Part-time retention
Not available
Completion within 200% of normal time
69.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

72thEarnings percentile
72thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$57,193Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
43%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$40,201Year 1
$57,472Year 4
$54,813Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$87,5292Human Resources Management and Services · Master's Degree$82,5113Finance and Financial Management Services · Bachelor's Degree$79,2254Rehabilitation and Therapeutic Professions · Doctoral Degree$79,1475Business, Management, Marketing, and Related Support Services, Other · Master's Degree$74,5316Health Professions and Related Clinical Sciences, Other · Bachelor's Degree$71,9687Marketing · Bachelor's Degree$70,3788Communication Disorders Sciences and Services · Master's Degree$64,742

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Liberal Arts and Sciences, General Studies and HumanitiesNon-Credential Program (Preparatory Coursework/Teacher Certification) · $63,853 reported+13%vs same-degree national medianNot availablefederal debt2Social WorkBachelor's Degree · $57,949 reported+12%vs same-degree national median$26,250federal debt3English Language and Literature, GeneralBachelor's Degree · $53,423 reported+10%vs same-degree national median$27,000federal debt4Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $51,970 reported+10%vs same-degree national median$27,000federal debt5HistoryBachelor's Degree · $55,271 reported+9%vs same-degree national median$25,000federal debt6Health Professions and Related Clinical Sciences, OtherBachelor's Degree · $71,968 reported+5%vs same-degree national median$27,000federal debt
BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

New York, NY

Touro University

Annual net price
$29,627
Observed earnings · year 5
$58,185
Modeled 10-year ROI
-56%
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Alfred, NY

Alfred University

Annual net price
$25,620
Observed earnings · year 5
$55,674
Modeled 10-year ROI
-62%
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Oneonta, NY

Hartwick College

Annual net price
$31,320
Observed earnings · year 5
$58,204
Modeled 10-year ROI
-57%
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Saint Bonaventure, NY

St Bonaventure University

Annual net price
$27,074
Observed earnings · year 5
$58,196
Modeled 10-year ROI
-54%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$87,529$27,000Not reported
Human Resources Management and ServicesMaster's Degree$82,511Not availableNot reported
Finance and Financial Management ServicesBachelor's Degree$79,225Not availableNot reported
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$79,147Not available51
Business, Management, Marketing, and Related Support Services, OtherMaster's Degree$74,531Not availableNot reported
Health Professions and Related Clinical Sciences, OtherBachelor's Degree$71,968$27,000Not reported
MarketingBachelor's Degree$70,378Not availableNot reported
Communication Disorders Sciences and ServicesMaster's Degree$64,742Not availableNot reported
Liberal Arts and Sciences, General Studies and HumanitiesNon-Credential Program (Preparatory Coursework/Teacher Certification)$63,853Not availableNot reported
Health/Medical Preparatory ProgramsBachelor's Degree$62,585$27,000Not reported
Communication Disorders Sciences and ServicesBachelor's Degree$60,754$27,000Not reported
Legal Professions and Studies, OtherBachelor's Degree$60,186$23,250Not reported
Social WorkMaster's Degree$59,937Not availableNot reported
Biology, GeneralBachelor's Degree$58,371$27,000Not reported
Social WorkBachelor's Degree$57,949$26,250Not reported
Business Administration, Management and OperationsBachelor's Degree$57,193$26,000Not reported
Teaching English or French as a Second or Foreign LanguageMaster's Degree$55,628Not availableNot reported
HistoryBachelor's Degree$55,271$25,000Not reported
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$54,886Not availableNot reported
Rehabilitation and Therapeutic ProfessionsMaster's Degree$54,483Not availableNot reported
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$53,818Not availableNot reported
Communication and Media StudiesBachelor's Degree$53,695$26,000Not reported
English Language and Literature, GeneralBachelor's Degree$53,423$27,000Not reported
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$53,350$27,000Not reported
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$51,970$27,000Not reported
Romance Languages, Literatures, and LinguisticsBachelor's Degree$51,412$26,768Not reported
Psychology, GeneralBachelor's Degree$50,903$25,000Not reported
Public HealthBachelor's Degree$47,851$26,000Not reported
Design and Applied ArtsBachelor's Degree$42,615$23,250Not reported
Drama/Theatre Arts and StagecraftBachelor's Degree$36,117$27,000Not reported
Rehabilitation and Therapeutic ProfessionsBachelor's DegreeNot available$27,000Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.