10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$156,336at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
St Bonaventure University
⌖ Saint Bonaventure, NY · 15 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$156,336 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
21.8 yrsModeled economic break-even
−54%Modeled 10-year ROI
$58,196Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Town
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$27,074Average net price / year
$57,271Cost of attendance
$26,000Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$58,196Median earnings · year 5 after completion
66.7%Completion rate
81.7%Admission rate
2,012Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$41,627Year 1
$62,639Year 4
$58,196Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Finance and Financial Management Services · Bachelor's Degree$92,4262Business Administration, Management and Operations · Master's Degree$85,4053Journalism · Master's Degree$82,1914Accounting and Related Services · Bachelor's Degree$79,6905Business Administration, Management and Operations · Bachelor's Degree$71,0666Marketing · Bachelor's Degree$67,3837Student Counseling and Personnel Services · Master's Degree$60,4138Journalism · Bachelor's Degree$58,816Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1JournalismMaster's Degree · $82,191 reported+19%vs same-degree national medianNot availablefederal debt2Psychology, GeneralBachelor's Degree · $57,215 reported+13%vs same-degree national median$23,250federal debt3Finance and Financial Management ServicesBachelor's Degree · $92,426 reported+11%vs same-degree national median$25,443federal debt4Radio, Television, and Digital CommunicationBachelor's Degree · $55,796 reported+10%vs same-degree national median$26,000federal debt5Accounting and Related ServicesBachelor's Degree · $79,690 reported+5%vs same-degree national median$27,000federal debt6JournalismBachelor's Degree · $58,816 reported+5%vs same-degree national median$27,000federal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
New York, NY
Touro University
- Annual net price
- $29,627
- Observed earnings · year 5
- $58,185
- Modeled 10-year ROI
- -56%
Alfred University
- Annual net price
- $25,620
- Observed earnings · year 5
- $55,674
- Modeled 10-year ROI
- -62%
Hartwick College
- Annual net price
- $31,320
- Observed earnings · year 5
- $58,204
- Modeled 10-year ROI
- -57%
Elmira College
- Annual net price
- $22,386
- Observed earnings · year 5
- $57,961
- Modeled 10-year ROI
- -52%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Finance and Financial Management Services | Bachelor's Degree | $92,426 | $25,443 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $85,405 | Not available | Not reported |
| Journalism | Master's Degree | $82,191 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $79,690 | $27,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $71,066 | $25,000 | Not reported |
| Marketing | Bachelor's Degree | $67,383 | $27,000 | Not reported |
| Student Counseling and Personnel Services | Master's Degree | $60,413 | Not available | 0 |
| Journalism | Bachelor's Degree | $58,816 | $27,000 | Not reported |
| Psychology, General | Bachelor's Degree | $57,215 | $23,250 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $55,838 | $27,000 | Not reported |
| Radio, Television, and Digital Communication | Bachelor's Degree | $55,796 | $26,000 | Not reported |
| Sociology | Bachelor's Degree | $53,783 | $26,000 | Not reported |
| Special Education and Teaching | Bachelor's Degree | $51,664 | $27,000 | Not reported |
| Political Science and Government | Bachelor's Degree | Not available | $23,312 | Not reported |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | Not available | $27,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.