10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$342,700at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Lancaster Bible College
⌖ Lancaster, PA · 7 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$342,700 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−122%Modeled 10-year ROI
$38,922Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$25,480Average net price / year
$44,066Cost of attendance
$20,500Median federal student debt · completer borrowers
$217/moPublished 10-year payment estimate
$38,922Median earnings · year 5 after completion
66.7%Completion rate
55.9%Admission rate
1,569Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$36,774Year 1
$44,774Year 4
$38,922Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Bachelor's Degree$60,6742Bible/Biblical Studies · Bachelor's Degree$44,7183Human Services, General · Bachelor's Degree$42,7354Pastoral Counseling and Specialized Ministries · Bachelor's Degree$38,7795Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$35,4896Bible/Biblical Studies · Associate's Degree$29,886Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Bible/Biblical StudiesBachelor's Degree · $44,718 reported+0%vs same-degree national median$32,084federal debt2Pastoral Counseling and Specialized MinistriesBachelor's Degree · $38,779 reported-10%vs same-degree national median$22,584federal debt3Business Administration, Management and OperationsBachelor's Degree · $60,674 reported-11%vs same-degree national median$24,062federal debt4Human Services, GeneralBachelor's Degree · $42,735 reported-12%vs same-degree national median$48,590federal debt5Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $35,489 reported-25%vs same-degree national median$26,775federal debt6Bible/Biblical StudiesAssociate's Degree · $29,886 reported-29%vs same-degree national median$20,453federal debt
Comparable colleges in PA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Bryn Athyn, PA
Bryn Athyn College of the New Church
- Annual net price
- $20,586
- Observed earnings · year 5
- $38,029
- Modeled 10-year ROI
- -127%
Keystone College
- Annual net price
- $22,051
- Observed earnings · year 5
- $41,560
- Modeled 10-year ROI
- -113%
University of Valley Forge
- Annual net price
- $32,265
- Observed earnings · year 5
- $41,346
- Modeled 10-year ROI
- -112%
Cairn University-Langhorne
- Annual net price
- $27,642
- Observed earnings · year 5
- $46,180
- Modeled 10-year ROI
- -96%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Business Administration, Management and Operations | Bachelor's Degree | $60,674 | $24,062 | Not reported |
| Bible/Biblical Studies | Bachelor's Degree | $44,718 | $32,084 | 0 |
| Human Services, General | Bachelor's Degree | $42,735 | $48,590 | Not reported |
| Pastoral Counseling and Specialized Ministries | Bachelor's Degree | $38,779 | $22,584 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $35,489 | $26,775 | Not reported |
| Bible/Biblical Studies | Associate's Degree | $29,886 | $20,453 | Not reported |
| Social Work | Bachelor's Degree | Not available | $25,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.