Private nonprofit · COLLEGE PAYOFF

Keystone College

La Plume, PA · 9 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$302,604 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−113%Modeled 10-year ROI
$41,560Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$302,604at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$268,2040
2
4
6
8
−$302,60410
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$18,300
Sticker price
Published out-of-state tuition$18,300
Sticker price
Average net price$22,051
Title IV student average
Cost of attendance$32,071
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Bachelor’s degrees
Campus setting
Suburban
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$22,051Average net price / year
$32,071Cost of attendance
$26,000Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$41,560Median earnings · year 5 after completion
35.9%Completion rate
84.8%Admission rate
771Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$21,925
$30–48k$24,335
$48–75k$18,916
$75–110k$28,291
$110k+$30,271
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$41,560
Year 6$36,653
Year 10$44,976
Full-time retention
57.2%
Part-time retention
0.0%
Completion within 200% of normal time
45.2%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

41thEarnings percentile
19thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$51,389Median year-4 earnings across reportable program categories
$27,949Median federal debt across categories that report debt
0%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$34,412Year 1
$46,043Year 4
$41,560Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer and Information Sciences, General · Bachelor's Degree$63,1482Business Administration, Management and Operations · Bachelor's Degree$57,4473Accounting and Related Services · Bachelor's Degree$54,6954Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$52,7475Educational Administration and Supervision · Master's Degree$51,3896Social Sciences, Other · Bachelor's Degree$46,4527Criminal Justice and Corrections · Bachelor's Degree$41,6958Clinical, Counseling and Applied Psychology · Bachelor's Degree$41,571

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree · $52,747 reported-3%vs same-degree national median$26,981federal debt2Business Administration, Management and OperationsBachelor's Degree · $57,447 reported-16%vs same-degree national median$29,780federal debt3Clinical, Counseling and Applied PsychologyBachelor's Degree · $41,571 reported-18%vs same-degree national median$27,000federal debt4Social Sciences, OtherBachelor's Degree · $46,452 reported-18%vs same-degree national median$27,000federal debt5Criminal Justice and CorrectionsBachelor's Degree · $41,695 reported-25%vs same-degree national median$28,500federal debt6Accounting and Related ServicesBachelor's Degree · $54,695 reported-28%vs same-degree national median$27,949federal debt
BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Scranton, PA

Lackawanna College

Annual net price
$19,951
Observed earnings · year 5
$43,390
Modeled 10-year ROI
-106%
Open college profile →
Philadelphia, PA

Orleans Technical College

Annual net price
$20,113
Observed earnings · year 5
$44,276
Modeled 10-year ROI
-103%
Open college profile →
Bryn Athyn, PA

Bryn Athyn College of the New Church

Annual net price
$20,586
Observed earnings · year 5
$38,029
Modeled 10-year ROI
-127%
Open college profile →
Lancaster, PA

Lancaster Bible College

Annual net price
$25,480
Observed earnings · year 5
$38,922
Modeled 10-year ROI
-122%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Computer and Information Sciences, GeneralBachelor's Degree$63,148Not availableNot reported
Business Administration, Management and OperationsBachelor's Degree$57,447$29,780Not reported
Accounting and Related ServicesBachelor's Degree$54,695$27,949Not reported
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$52,747$26,981Not reported
Educational Administration and SupervisionMaster's Degree$51,389Not availableNot reported
Social Sciences, OtherBachelor's Degree$46,452$27,000Not reported
Criminal Justice and CorrectionsBachelor's Degree$41,695$28,500Not reported
Clinical, Counseling and Applied PsychologyBachelor's Degree$41,571$27,000Not reported
Fine and Studio ArtsBachelor's Degree$27,094$30,372Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.