10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$278,768at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Cairn University-Langhorne
⌖ Langhorne, PA · 6 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$278,768 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
246.2 yrsModeled economic break-even
−96%Modeled 10-year ROI
$46,180Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$27,642Average net price / year
$46,233Cost of attendance
$26,926Median federal student debt · completer borrowers
$285/moPublished 10-year payment estimate
$46,180Median earnings · year 5 after completion
59.7%Completion rate
88.2%Admission rate
775Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$36,453Year 1
$48,513Year 4
$46,180Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Bachelor's Degree$61,9732Religion/Religious Studies · Bachelor's Degree$55,4923Pastoral Counseling and Specialized Ministries · Bachelor's Degree$47,8054Social Work · Bachelor's Degree$45,7295Student Counseling and Personnel Services · Master's Degree$45,1546Psychology, General · Bachelor's Degree$36,295Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Religion/Religious StudiesBachelor's Degree · $55,492 reported+34%vs same-degree national median$30,750federal debt2Pastoral Counseling and Specialized MinistriesBachelor's Degree · $47,805 reported+11%vs same-degree national medianNot availablefederal debt3Business Administration, Management and OperationsBachelor's Degree · $61,973 reported-9%vs same-degree national median$26,887federal debt4Social WorkBachelor's Degree · $45,729 reported-12%vs same-degree national median$27,000federal debt5Student Counseling and Personnel ServicesMaster's Degree · $45,154 reported-25%vs same-degree national medianNot availablefederal debt6Psychology, GeneralBachelor's Degree · $36,295 reported-28%vs same-degree national medianNot availablefederal debt
Comparable colleges in PA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Pittsburgh, PA
Point Park University
- Annual net price
- $25,942
- Observed earnings · year 5
- $49,504
- Modeled 10-year ROI
- -84%
Harcum College
- Annual net price
- $24,776
- Observed earnings · year 5
- $49,638
- Modeled 10-year ROI
- -83%
Geneva College
- Annual net price
- $25,890
- Observed earnings · year 5
- $51,124
- Modeled 10-year ROI
- -78%
Wilson College
- Annual net price
- $21,741
- Observed earnings · year 5
- $48,122
- Modeled 10-year ROI
- -88%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Business Administration, Management and Operations | Bachelor's Degree | $61,973 | $26,887 | 1 |
| Religion/Religious Studies | Bachelor's Degree | $55,492 | $30,750 | Not reported |
| Pastoral Counseling and Specialized Ministries | Bachelor's Degree | $47,805 | Not available | Not reported |
| Social Work | Bachelor's Degree | $45,729 | $27,000 | Not reported |
| Student Counseling and Personnel Services | Master's Degree | $45,154 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $36,295 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.