Public · COLLEGE PAYOFF

Essex County College

Newark, NJ · 13 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$201,384 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−102%Modeled 10-year ROI
$44,636Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$201,384at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$197,7440
2
4
6
8
−$201,38410
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,415
Sticker price
Published out-of-state tuition$9,523
Sticker price
Average net price$4,436
Title IV student average
Cost of attendance$12,506
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Associate degrees
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$4,436Average net price / year
$12,506Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$44,636Median earnings · year 5 after completion
19.9%Completion rate
Not availableAdmission rate
5,855Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$3,792
$30–48k$4,562
$48–75k$6,135
$75–110k$7,345
$110k+$9,647
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$44,636
Year 6$30,298
Year 10$37,230
Full-time retention
55.9%
Part-time retention
39.4%
Completion within 200% of normal time
27.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

48thEarnings percentile
4thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$46,812Median year-4 earnings across reportable program categories
$7,302Median federal debt across categories that report debt
62%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$30,419Year 1
$48,042Year 4
$44,636Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$105,6342Ophthalmic and Optometric Support Services and Allied Professions · Associate's Degree$68,1343Allied Health and Medical Assisting Services · Associate's Degree$61,6354Accounting and Related Services · Associate's Degree$56,2825Business Administration, Management and Operations · Associate's Degree$48,8636Computer Programming · Associate's Degree$48,7587Health/Medical Preparatory Programs · Associate's Degree$46,8128Criminal Justice and Corrections · Associate's Degree$44,621

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Allied Health and Medical Assisting ServicesAssociate's Degree · $61,635 reported+46%vs same-degree national median$25,125federal debt2Ophthalmic and Optometric Support Services and Allied ProfessionsAssociate's Degree · $68,134 reported+40%vs same-degree national medianNot availablefederal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $105,634 reported+31%vs same-degree national median$20,430federal debt4Accounting and Related ServicesAssociate's Degree · $56,282 reported+18%vs same-degree national medianNot availablefederal debt5Social Sciences, GeneralAssociate's Degree · $44,106 reported+2%vs same-degree national median$5,851federal debt6Social WorkAssociate's Degree · $40,064 reported+2%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Mays Landing, NJ

Atlantic Cape Community College

Annual net price
$8,392
Observed earnings · year 5
$44,105
Modeled 10-year ROI
-104%
Open college profile →
Washington, NJ

Warren County Community College

Annual net price
$5,726
Observed earnings · year 5
$47,963
Modeled 10-year ROI
-85%
Open college profile →
Jersey City, NJ

Hudson County Community College

Annual net price
$7,307
Observed earnings · year 5
$46,503
Modeled 10-year ROI
-93%
Open college profile →
Paterson, NJ

Passaic County Community College

Annual net price
$7,761
Observed earnings · year 5
$46,396
Modeled 10-year ROI
-93%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$105,634$20,430Not reported
Ophthalmic and Optometric Support Services and Allied ProfessionsAssociate's Degree$68,134Not availableNot reported
Allied Health and Medical Assisting ServicesAssociate's Degree$61,635$25,125Not reported
Accounting and Related ServicesAssociate's Degree$56,282Not availableNot reported
Business Administration, Management and OperationsAssociate's Degree$48,863$6,625Not reported
Computer ProgrammingAssociate's Degree$48,758Not availableNot reported
Health/Medical Preparatory ProgramsAssociate's Degree$46,812$9,499Not reported
Criminal Justice and CorrectionsAssociate's Degree$44,621Not availableNot reported
Social Sciences, GeneralAssociate's Degree$44,106$5,851Not reported
Social WorkAssociate's Degree$40,064Not availableNot reported
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree$37,715Not availableNot reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$37,177$7,302Not reported
Biology, GeneralAssociate's Degree$34,961Not availableNot reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.