10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$197,084at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Passaic County Community College
⌖ Paterson, NJ · 7 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$197,084 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
151.2 yrsModeled economic break-even
−93%Modeled 10-year ROI
$46,396Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$7,761Average net price / year
$13,754Cost of attendance
$46,396Median earnings · year 5 after completion
19.3%Completion rate
Not availableAdmission rate
4,260Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$26,354Year 1
$47,350Year 4
$46,396Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$112,4892Computer and Information Sciences, General · Associate's Degree$66,3753Business/Commerce, General · Associate's Degree$57,8074Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$41,3155Social Work · Associate's Degree$39,9076Criminal Justice and Corrections · Undergraduate Certificate or Diploma$38,5547Fire Protection · Undergraduate Certificate or Diploma$37,203Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Jersey City, NJ
Hudson County Community College
- Annual net price
- $7,307
- Observed earnings · year 5
- $46,503
- Modeled 10-year ROI
- -93%
Atlantic Cape Community College
- Annual net price
- $8,392
- Observed earnings · year 5
- $44,105
- Modeled 10-year ROI
- -104%
Rowan College of South Jersey-Cumberland Campus
- Annual net price
- $10,562
- Observed earnings · year 5
- $46,261
- Modeled 10-year ROI
- -94%
Warren County Community College
- Annual net price
- $5,726
- Observed earnings · year 5
- $47,963
- Modeled 10-year ROI
- -85%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $112,489 | Not available |
| Computer and Information Sciences, General | Associate's Degree | $66,375 | $13,575 |
| Business/Commerce, General | Associate's Degree | $57,807 | $5,500 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $41,315 | $8,625 |
| Social Work | Associate's Degree | $39,907 | Not available |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $38,554 | $10,625 |
| Fire Protection | Undergraduate Certificate or Diploma | $37,203 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.