10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$194,198at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Hudson County Community College
⌖ Jersey City, NJ · 12 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$194,198 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
139.2 yrsModeled economic break-even
−93%Modeled 10-year ROI
$46,503Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$7,307Average net price / year
$15,469Cost of attendance
$46,503Median earnings · year 5 after completion
25.7%Completion rate
Not availableAdmission rate
6,626Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$28,176Year 1
$44,020Year 4
$46,503Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$82,8972Engineering Science · Associate's Degree$69,9663Electrical/Electronic Engineering Technologies/Technicians · Associate's Degree$61,3924Computer and Information Sciences, General · Associate's Degree$59,4805Criminal Justice and Corrections · Associate's Degree$53,4716Accounting and Related Services · Associate's Degree$52,1957Business Administration, Management and Operations · Associate's Degree$50,1148Health Services/Allied Health/Health Sciences, General · Associate's Degree$44,758Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Paterson, NJ
Passaic County Community College
- Annual net price
- $7,761
- Observed earnings · year 5
- $46,396
- Modeled 10-year ROI
- -93%
Warren County Community College
- Annual net price
- $5,726
- Observed earnings · year 5
- $47,963
- Modeled 10-year ROI
- -85%
Atlantic Cape Community College
- Annual net price
- $8,392
- Observed earnings · year 5
- $44,105
- Modeled 10-year ROI
- -104%
Rowan College of South Jersey-Cumberland Campus
- Annual net price
- $10,562
- Observed earnings · year 5
- $46,261
- Modeled 10-year ROI
- -94%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $82,897 | $21,000 |
| Engineering Science | Associate's Degree | $69,966 | $7,000 |
| Electrical/Electronic Engineering Technologies/Technicians | Associate's Degree | $61,392 | Not available |
| Computer and Information Sciences, General | Associate's Degree | $59,480 | $16,697 |
| Criminal Justice and Corrections | Associate's Degree | $53,471 | Not available |
| Accounting and Related Services | Associate's Degree | $52,195 | $7,500 |
| Business Administration, Management and Operations | Associate's Degree | $50,114 | $8,000 |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $44,758 | $10,587 |
| Biological and Physical Sciences | Associate's Degree | $43,419 | $6,128 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $39,675 | $10,000 |
| Culinary Arts and Related Services | Associate's Degree | $38,349 | $12,900 |
| Fine and Studio Arts | Associate's Degree | $31,361 | $6,899 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.