Private nonprofit · COLLEGE PAYOFF

Welch College

Gallatin, TN · 0 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$319,832 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−114%Modeled 10-year ROI
$41,122Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$319,832at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$281,0520
2
4
6
8
−$319,83210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$21,400
Sticker price
Published out-of-state tuition$21,400
Sticker price
Average net price$25,263
Title IV student average
Cost of attendance$37,072
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Southern Association of Colleges and Schools Commission on Colleges
Main award level
Bachelor’s degrees
Campus setting
Suburban
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$25,263Average net price / year
$37,072Cost of attendance
$19,500Median federal student debt · completer borrowers
$207/moPublished 10-year payment estimate
$41,122Median earnings · year 5 after completion
53.4%Completion rate
Not availableAdmission rate
226Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$25,590
$30–48k$18,289
$48–75k$23,219
$75–110k$26,783
$110k+$27,512
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$41,122
Year 6$34,190
Year 10$42,198
Full-time retention
61.2%
Part-time retention
66.7%
Completion within 200% of normal time
51.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

40thEarnings percentile
42thCompletion percentile
EARNINGS PATH

Reported earnings over time

$31,707Year 1
$43,472Year 4
$41,122Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in TN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Knoxville, TN

Johnson University

Annual net price
$22,063
Observed earnings · year 5
$42,748
Modeled 10-year ROI
-108%
Open college profile →
Henderson, TN

Freed-Hardeman University

Annual net price
$21,574
Observed earnings · year 5
$45,541
Modeled 10-year ROI
-98%
Open college profile →
Greeneville, TN

Tusculum University

Annual net price
$21,131
Observed earnings · year 5
$47,539
Modeled 10-year ROI
-90%
Open college profile →
Memphis, TN

William R Moore College of Technology

Annual net price
$14,957
Observed earnings · year 5
$40,573
Modeled 10-year ROI
-118%
Open college profile →
PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.