10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$239,134at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Tusculum University
⌖ Greeneville, TN · 11 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$239,134 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
104.2 yrsModeled economic break-even
−90%Modeled 10-year ROI
$47,539Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$21,131Average net price / year
$43,776Cost of attendance
$47,539Median earnings · year 5 after completion
25.4%Completion rate
72.2%Admission rate
785Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$39,705Year 1
$51,271Year 4
$47,539Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$104,5622Business Administration, Management and Operations · Master's Degree$76,1513Human Resources Management and Services · Master's Degree$66,4314Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$65,0125Business Administration, Management and Operations · Bachelor's Degree$60,9736Education, General · Master's Degree$49,6177Criminal Justice and Corrections · Bachelor's Degree$48,6808Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$46,505Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in TN
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Jefferson City, TN
Carson-Newman University
- Annual net price
- $20,251
- Observed earnings · year 5
- $47,783
- Modeled 10-year ROI
- -89%
Milligan University
- Annual net price
- $21,365
- Observed earnings · year 5
- $48,861
- Modeled 10-year ROI
- -85%
Herzing University-Nashville
- Annual net price
- $20,537
- Observed earnings · year 5
- $48,660
- Modeled 10-year ROI
- -86%
Freed-Hardeman University
- Annual net price
- $21,574
- Observed earnings · year 5
- $45,541
- Modeled 10-year ROI
- -98%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $104,562 | Not available |
| Business Administration, Management and Operations | Master's Degree | $76,151 | Not available |
| Human Resources Management and Services | Master's Degree | $66,431 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $65,012 | $26,744 |
| Business Administration, Management and Operations | Bachelor's Degree | $60,973 | $27,093 |
| Education, General | Master's Degree | $49,617 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $48,680 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $46,505 | $19,500 |
| Education, General | Bachelor's Degree | $42,927 | $25,832 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $40,855 | $24,000 |
| Psychology, General | Bachelor's Degree | $37,934 | $28,500 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.