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Private nonprofit · COLLEGE PAYOFF

Carson-Newman University

⌖ Jefferson City, TN · 23 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$233,174 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

93.8 yrsModeled economic break-even
−89%Modeled 10-year ROI
$47,783Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$233,174at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$261,0040
2
4
6
8
−$233,17410
Years after graduationBreak-even: 93.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$34,700
Sticker price
Published out-of-state tuition$34,700
Sticker price
Average net price$20,251
Title IV student average
Cost of attendance$49,024
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,251Average net price / year
$49,024Cost of attendance
$47,783Median earnings · year 5 after completion
53.2%Completion rate
90.5%Admission rate
1,387Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

56thEarnings percentile
42thCompletion percentile
EARNINGS PATH

Reported earnings over time

$42,215Year 1
$53,936Year 4
$47,783Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$108,7652Business Administration, Management and Operations · Master's Degree$86,6173Educational Administration and Supervision · Doctoral Degree$76,4974Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$70,7695Educational Administration and Supervision · Master's Degree$67,4116Accounting and Related Services · Bachelor's Degree$64,6347Business Administration, Management and Operations · Bachelor's Degree$64,5038Mental and Social Health Services and Allied Professions · Master's Degree$57,413

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Greeneville, TN

Tusculum University

Annual net price
$21,131
Observed earnings · year 5
$47,539
Modeled 10-year ROI
-90%
Open college profile →Nashville, TN

Herzing University-Nashville

Annual net price
$20,537
Observed earnings · year 5
$48,660
Modeled 10-year ROI
-86%
Open college profile →Maryville, TN

Maryville College

Annual net price
$19,360
Observed earnings · year 5
$49,016
Modeled 10-year ROI
-84%
Open college profile →Milligan, TN

Milligan University

Annual net price
$21,365
Observed earnings · year 5
$48,861
Modeled 10-year ROI
-85%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$108,765Not available
Business Administration, Management and OperationsMaster's Degree$86,617Not available
Educational Administration and SupervisionDoctoral Degree$76,497Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$70,769$25,000
Educational Administration and SupervisionMaster's Degree$67,411Not available
Accounting and Related ServicesBachelor's Degree$64,634$23,250
Business Administration, Management and OperationsBachelor's Degree$64,503$22,477
Mental and Social Health Services and Allied ProfessionsMaster's Degree$57,413Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$53,619Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$53,243Not available
Teaching English or French as a Second or Foreign LanguageMaster's Degree$51,940Not available
Student Counseling and Personnel ServicesMaster's Degree$51,874Not available
Psychology, OtherBachelor's Degree$49,609Not available
Communication and Media StudiesBachelor's Degree$46,614$20,235
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$45,780$25,075
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$44,311$25,625
Religion/Religious StudiesBachelor's Degree$43,115Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$42,340$26,500
Psychology, GeneralBachelor's Degree$37,992$25,250
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$35,843$12,000
Special Education and TeachingBachelor's DegreeNot available$19,398
Biology, GeneralBachelor's DegreeNot available$23,749
Human Services, GeneralBachelor's DegreeNot available$25,562

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.