10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$21,242at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of Maryland-Baltimore County
⌖ Baltimore, MD · 34 reportable field-and-credential outcomes
MODELED SCENARIO · Positive payoff
+$21,242 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
9.2 yrsModeled economic break-even
+9%Modeled 10-year ROI
$71,711Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$16,467Average net price / year
$28,576Cost of attendance
$71,711Median earnings · year 5 after completion
70.0%Completion rate
72.4%Admission rate
10,701Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$48,498Year 1
$74,396Year 4
$71,711Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Multi/Interdisciplinary Studies, Other · Graduate/Professional Certificate$135,2622Information Science/Studies · Master's Degree$129,3983Clinical, Counseling and Applied Psychology · Doctoral Degree$121,4934Multi/Interdisciplinary Studies, Other · Master's Degree$113,6885Computer Engineering · Bachelor's Degree$113,2996Computer Science · Bachelor's Degree$105,7067Information Science/Studies · Bachelor's Degree$95,4358Mechanical Engineering · Bachelor's Degree$95,078Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MD
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Towson, MD
Towson University
- Annual net price
- $17,413
- Observed earnings · year 5
- $64,266
- Modeled 10-year ROI
- -23%
University of Baltimore
- Annual net price
- $13,868
- Observed earnings · year 5
- $64,727
- Modeled 10-year ROI
- -16%
University of Maryland-College Park
- Annual net price
- $15,678
- Observed earnings · year 5
- $80,584
- Modeled 10-year ROI
- +47%
Salisbury University
- Annual net price
- $17,743
- Observed earnings · year 5
- $60,422
- Modeled 10-year ROI
- -39%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Multi/Interdisciplinary Studies, Other | Graduate/Professional Certificate | $135,262 | Not available |
| Information Science/Studies | Master's Degree | $129,398 | Not available |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $121,493 | Not available |
| Multi/Interdisciplinary Studies, Other | Master's Degree | $113,688 | Not available |
| Computer Engineering | Bachelor's Degree | $113,299 | $19,988 |
| Computer Science | Bachelor's Degree | $105,706 | $20,000 |
| Information Science/Studies | Bachelor's Degree | $95,435 | $20,633 |
| Mechanical Engineering | Bachelor's Degree | $95,078 | $21,500 |
| Chemical Engineering | Bachelor's Degree | $91,547 | $21,570 |
| Mathematics | Bachelor's Degree | $88,967 | $16,875 |
| Economics | Bachelor's Degree | $79,729 | $21,920 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $75,493 | $19,250 |
| Computer/Information Technology Administration and Management | Bachelor's Degree | $74,808 | $20,500 |
| Curriculum and Instruction | Graduate/Professional Certificate | $71,301 | Not available |
| Education, General | Master's Degree | $69,822 | Not available |
| Biology, General | Bachelor's Degree | $69,724 | $20,000 |
| Health Professions and Related Clinical Sciences, Other | Bachelor's Degree | $68,823 | $20,375 |
| Political Science and Government | Bachelor's Degree | $64,756 | $22,000 |
| Communication and Media Studies | Bachelor's Degree | $60,957 | $24,389 |
| Social Work | Bachelor's Degree | $58,412 | $22,500 |
| English Language and Literature, General | Bachelor's Degree | $57,547 | $19,500 |
| History | Bachelor's Degree | $56,394 | $21,285 |
| Natural Resources Conservation and Research | Bachelor's Degree | $55,336 | $21,750 |
| Psychology, General | Bachelor's Degree | $54,039 | $20,500 |
| Design and Applied Arts | Bachelor's Degree | $53,363 | $21,531 |
| Sociology | Bachelor's Degree | $51,421 | $24,250 |
| International/Globalization Studies | Bachelor's Degree | $50,400 | $20,258 |
| Music | Bachelor's Degree | $42,289 | $29,000 |
| Fine and Studio Arts | Bachelor's Degree | $35,125 | $24,625 |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | $34,778 | $18,812 |
| Area Studies | Bachelor's Degree | Not available | $26,500 |
| Information Science/Studies | Undergraduate Certificate or Diploma | Not available | $22,518 |
| Linguistic, Comparative, and Related Language Studies and Services | Bachelor's Degree | Not available | $18,500 |
| Chemistry | Bachelor's Degree | Not available | $16,750 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.