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Towson University

⌖ Towson, MD · 60 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$56,992 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

13.0 yrsModeled economic break-even
−23%Modeled 10-year ROI
$64,266Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$56,992at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$249,6520
2
4
6
8
−$56,99210
Years after graduationBreak-even: 13.0 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,728
Sticker price
Published out-of-state tuition$29,820
Sticker price
Average net price$17,413
Title IV student average
Cost of attendance$28,535
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$17,413Average net price / year
$28,535Cost of attendance
$64,266Median earnings · year 5 after completion
69.5%Completion rate
82.0%Admission rate
16,136Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

85thEarnings percentile
67thCompletion percentile
EARNINGS PATH

Reported earnings over time

$48,563Year 1
$65,610Year 4
$64,266Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer Science · Master's Degree$149,3202Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$140,9763Computer Science · Bachelor's Degree$104,6534Accounting and Related Services · Master's Degree$94,5165Accounting and Related Services · Bachelor's Degree$91,2526Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$91,0447Physics · Bachelor's Degree$90,4578Human Resources Management and Services · Master's Degree$90,315

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Baltimore, MD

University of Baltimore

Annual net price
$13,868
Observed earnings · year 5
$64,727
Modeled 10-year ROI
-16%
Open college profile →Salisbury, MD

Salisbury University

Annual net price
$17,743
Observed earnings · year 5
$60,422
Modeled 10-year ROI
-39%
Open college profile →Bowie, MD

Bowie State University

Annual net price
$19,298
Observed earnings · year 5
$61,427
Modeled 10-year ROI
-36%
Open college profile →Baltimore, MD

Morgan State University

Annual net price
$14,985
Observed earnings · year 5
$59,150
Modeled 10-year ROI
-41%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Computer ScienceMaster's Degree$149,320Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$140,976Not available
Computer ScienceBachelor's Degree$104,653$20,340
Accounting and Related ServicesMaster's Degree$94,516Not available
Accounting and Related ServicesBachelor's Degree$91,252$21,375
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$91,044$23,378
PhysicsBachelor's Degree$90,457$24,625
Human Resources Management and ServicesMaster's Degree$90,315Not available
Health Services/Allied Health/Health Sciences, GeneralMaster's Degree$81,097Not available
Biology, GeneralMaster's Degree$80,509Not available
Business Administration, Management and OperationsBachelor's Degree$78,497$19,251
Rehabilitation and Therapeutic ProfessionsBachelor's Degree$77,953$24,000
Educational/Instructional Media DesignMaster's Degree$77,782Not available
EconomicsBachelor's Degree$76,509$18,838
ChemistryBachelor's Degree$76,296$23,000
Rehabilitation and Therapeutic ProfessionsMaster's Degree$76,069Not available
Computer and Information Sciences, GeneralBachelor's Degree$75,785$20,562
Security Science and TechnologyMaster's Degree$74,405Not available
MathematicsBachelor's Degree$72,409$25,000
Communication Disorders Sciences and ServicesBachelor's Degree$72,365$21,981
Information Science/StudiesBachelor's Degree$72,049$25,000
Special Education and TeachingMaster's Degree$71,563Not available
Security Science and TechnologyBachelor's Degree$71,484Not available
Psychology, GeneralMaster's Degree$70,748Not available
Communication Disorders Sciences and ServicesMaster's Degree$70,385Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$69,571Not available
Rhetoric and Composition/Writing StudiesMaster's Degree$68,342Not available
Social Sciences, GeneralBachelor's Degree$68,242$20,000
Health and Medical Administrative ServicesBachelor's Degree$68,077$25,000
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$66,328Not available
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$65,108$25,000
Communication and Media StudiesBachelor's Degree$63,292$20,309
Social Sciences, OtherBachelor's Degree$62,559$20,500
Education, GeneralMaster's Degree$61,994Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$61,911$23,717
Political Science and GovernmentBachelor's Degree$60,313$20,875
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$58,624$22,250
International Relations and National Security StudiesBachelor's Degree$57,498$25,000
Natural Resources Conservation and ResearchBachelor's Degree$57,388$22,750
Human Development, Family Studies, and Related ServicesBachelor's Degree$57,295$20,500
Special Education and TeachingBachelor's Degree$56,971$19,750
Education, OtherBachelor's Degree$56,949$13,945
HistoryBachelor's Degree$56,318$15,720
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$56,254$18,750
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$55,635$21,500
Psychology, GeneralBachelor's Degree$55,497$20,788
Biochemistry, Biophysics and Molecular BiologyBachelor's Degree$54,367$22,000
Biology, GeneralBachelor's Degree$53,793$21,875
English Language and Literature, GeneralBachelor's Degree$53,164$21,500
Human Services, GeneralBachelor's Degree$52,223$21,250
Ethnic, Cultural Minority, Gender, and Group StudiesBachelor's Degree$50,406$22,250
Fine and Studio ArtsBachelor's Degree$48,238$17,978
Multi-/Interdisciplinary Studies, GeneralBachelor's Degree$47,597Not available
Linguistic, Comparative, and Related Language Studies and ServicesBachelor's Degree$46,447Not available
Radio, Television, and Digital CommunicationBachelor's Degree$42,584$22,024
Drama/Theatre Arts and StagecraftBachelor's Degree$39,753$17,500
MusicBachelor's Degree$36,285$19,102
PhilosophyBachelor's DegreeNot available$25,697
Geography and CartographyBachelor's DegreeNot available$11,000
DanceBachelor's DegreeNot available$25,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.