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University of Baltimore

⌖ Baltimore, MD · 25 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$38,202 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

11.9 yrsModeled economic break-even

−16%Modeled 10-year ROI

$64,727Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$38,202at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$235,4720

−$38,20210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$9,992

Sticker price

Published out-of-state tuition$23,984

Sticker price

Average net price$13,868

Title IV student average

Cost of attendance$26,406

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$13,868Average net price / year

$26,406Cost of attendance

$64,727Median earnings · year 5 after completion

38.2%Completion rate

78.7%Admission rate

1,133Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

85thEarnings percentile

22thCompletion percentile

EARNINGS PATH

Reported earnings over time

$50,372Year 1

$67,949Year 4

$64,727Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$111,257 2Law · First Professional Degree$95,849 3Public Administration · Master's Degree$94,518 4Psychology, Other · Master's Degree$92,284 5Security Science and Technology · Master's Degree$85,028 6Legal Professions and Studies, Other · Master's Degree$81,722 7Health and Medical Administrative Services · Master's Degree$80,327 8Accounting and Related Services · Bachelor's Degree$73,028

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Towson, MD

Towson University

Annual net price: $17,413
Observed earnings · year 5: $64,266
Modeled 10-year ROI: -23%

Open college profile →Largo, MD

Prince George's Community College

Annual net price: $8,672
Observed earnings · year 5: $65,781
Modeled 10-year ROI: -3%

Open college profile →Baltimore, MD

Morgan State University

Annual net price: $14,985
Observed earnings · year 5: $59,150
Modeled 10-year ROI: -41%

Open college profile →Columbia, MD

Howard Community College

Annual net price: $11,133
Observed earnings · year 5: $60,385
Modeled 10-year ROI: -31%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Business Administration, Management and Operations	Master's Degree	$111,257	Not available
Law	First Professional Degree	$95,849	Not available
Public Administration	Master's Degree	$94,518	Not available
Psychology, Other	Master's Degree	$92,284	Not available
Security Science and Technology	Master's Degree	$85,028	Not available
Legal Professions and Studies, Other	Master's Degree	$81,722	Not available
Health and Medical Administrative Services	Master's Degree	$80,327	Not available
Accounting and Related Services	Bachelor's Degree	$73,028	Not available
Computer and Information Sciences, General	Master's Degree	$71,726	Not available
Business/Commerce, General	Bachelor's Degree	$71,211	$25,000
Visual and Performing Arts, General	Post-baccalaureate Certificate	$70,439	Not available
Criminal Justice and Corrections	Master's Degree	$69,541	Not available
Peace Studies and Conflict Resolution	Master's Degree	$69,340	Not available
Health and Medical Administrative Services	Bachelor's Degree	$66,614	$35,588
Multi/Interdisciplinary Studies, Other	Bachelor's Degree	$64,305	Not available
Public Health	Post-baccalaureate Certificate	$64,138	Not available
Design and Applied Arts	Master's Degree	$63,427	Not available
Criminal Justice and Corrections	Bachelor's Degree	$63,032	$25,500
Human Services, General	Bachelor's Degree	$58,117	$37,809
Human Services, General	Master's Degree	$57,277	Not available
Information Science/Studies	Bachelor's Degree	$54,529	$28,670
Radio, Television, and Digital Communication	Bachelor's Degree	$49,445	$28,750
Legal Professions and Studies, Other	Bachelor's Degree	$48,988	$30,104
English Language and Literature, General	Bachelor's Degree	$48,981	$33,750
Psychology, General	Bachelor's Degree	$48,862	$21,956

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.