10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$58,742at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Ramapo College of New Jersey
⌖ Mahwah, NJ · 28 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$58,742 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
13.0 yrsModeled economic break-even
−23%Modeled 10-year ROI
$64,395Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$18,173Average net price / year
$29,483Cost of attendance
$64,395Median earnings · year 5 after completion
69.8%Completion rate
70.6%Admission rate
4,898Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$45,619Year 1
$67,266Year 4
$64,395Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$119,8112Computer and Information Sciences, General · Bachelor's Degree$115,1743Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$103,5344Accounting and Related Services · Master's Degree$96,0615Educational Administration and Supervision · Master's Degree$86,2056Accounting and Related Services · Bachelor's Degree$83,0047Information Science/Studies · Bachelor's Degree$82,5298Education, Other · Master's Degree$82,156Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Wayne, NJ
William Paterson University of New Jersey
- Annual net price
- $18,745
- Observed earnings · year 5
- $58,765
- Modeled 10-year ROI
- -46%
Rowan University
- Annual net price
- $22,408
- Observed earnings · year 5
- $61,303
- Modeled 10-year ROI
- -40%
Montclair State University
- Annual net price
- $15,566
- Observed earnings · year 5
- $58,895
- Modeled 10-year ROI
- -43%
Stockton University
- Annual net price
- $20,670
- Observed earnings · year 5
- $58,188
- Modeled 10-year ROI
- -50%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $119,811 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $115,174 | $25,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $103,534 | $26,500 |
| Accounting and Related Services | Master's Degree | $96,061 | Not available |
| Educational Administration and Supervision | Master's Degree | $86,205 | Not available |
| Accounting and Related Services | Bachelor's Degree | $83,004 | $25,000 |
| Information Science/Studies | Bachelor's Degree | $82,529 | $26,000 |
| Education, Other | Master's Degree | $82,156 | Not available |
| Economics | Bachelor's Degree | $75,195 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $70,306 | $24,848 |
| Biology, General | Bachelor's Degree | $68,904 | $23,250 |
| Area Studies | Bachelor's Degree | $68,806 | Not available |
| Social Work | Master's Degree | $64,620 | Not available |
| Political Science and Government | Bachelor's Degree | $63,853 | $20,631 |
| Special Education and Teaching | Master's Degree | $60,901 | Not available |
| Fine and Studio Arts | Bachelor's Degree | $60,757 | $25,071 |
| Social Work | Bachelor's Degree | $58,371 | $24,491 |
| Natural Resources Conservation and Research | Bachelor's Degree | $58,005 | $18,274 |
| History | Bachelor's Degree | $57,820 | $24,000 |
| Communication and Media Studies | Bachelor's Degree | $56,894 | $23,250 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $56,712 | $27,625 |
| Sociology | Bachelor's Degree | $55,161 | $20,750 |
| Linguistic, Comparative, and Related Language Studies and Services | Bachelor's Degree | $53,085 | $26,000 |
| Psychology, General | Bachelor's Degree | $51,710 | $24,000 |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | $44,565 | $20,620 |
| Visual and Performing Arts, General | Bachelor's Degree | $43,063 | $25,926 |
| Music | Bachelor's Degree | $41,659 | $23,541 |
| Social Sciences, General | Bachelor's Degree | Not available | $25,500 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.