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Owensboro Community and Technical College

⌖ Owensboro, KY · 11 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$251,340 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

—Modeled economic break-even

−124%Modeled 10-year ROI

$40,186Observed earnings · year 5

Not reachedMaximum annual price for positive 10-year payoff

Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$251,340at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$203,2000

−$251,34010

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,728

Sticker price

Published out-of-state tuition$6,432

Sticker price

Average net price$5,800

Title IV student average

Cost of attendance$13,476

Tuition + living budget

COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor: Southern Association of Colleges and Schools Commission on Colleges
Main award level: Certificates
Campus setting: Rural
Admissions: Open admission
Delivery: Campus or mixed delivery
Federal designation: No special designation reported

Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.

OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$5,800Average net price / year

$13,476Cost of attendance

$7,933Median federal student debt · completer borrowers

$84/moPublished 10-year payment estimate

$40,186Median earnings · year 5 after completion

53.7%Completion rate

Not availableAdmission rate

2,648Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$4,554

$30–48k$4,572

$48–75k$6,666

$75–110k$8,164

$110k+$11,458

LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$40,186

Year 6$31,283

Year 10$35,798

Full-time retention: 69.0%
Part-time retention: 55.9%
Completion within 200% of normal time: 53.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

39thEarnings percentile

43thCompletion percentile

WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$68,178Median year-4 earnings across reportable program categories

$8,319Median federal debt across categories that report debt

64%Of earnings-reporting categories above their same-field national benchmark

EARNINGS PATH

Reported earnings over time

$34,579Year 1

$44,854Year 4

$40,186Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Heavy/Industrial Equipment Maintenance Technologies/Technicians · Undergraduate Certificate or Diploma$85,957 2Heavy/Industrial Equipment Maintenance Technologies/Technicians · Associate's Degree$85,274 3Electrical and Power Transmission Installers · Associate's Degree$72,085 4Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$69,983 5Business Administration, Management and Operations · Undergraduate Certificate or Diploma$68,388 6Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$68,178 7Precision Metal Working · Undergraduate Certificate or Diploma$67,174 8Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$54,761

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in KY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Ashland, KY

Ashland Community and Technical College

Annual net price: $5,717
Observed earnings · year 5: $39,260
Modeled 10-year ROI: -128%

Open college profile →Hopkinsville, KY

Hopkinsville Community College

Annual net price: $5,875
Observed earnings · year 5: $39,181
Modeled 10-year ROI: -129%

Open college profile →Madisonville, KY

Madisonville Community College

Annual net price: $5,406
Observed earnings · year 5: $41,680
Modeled 10-year ROI: -116%

Open college profile →Paducah, KY

West Kentucky Community and Technical College

Annual net price: $5,353
Observed earnings · year 5: $38,202
Modeled 10-year ROI: -134%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt	2023–24 awards
Heavy/Industrial Equipment Maintenance Technologies/Technicians	Undergraduate Certificate or Diploma	$85,957	$8,200	54
Heavy/Industrial Equipment Maintenance Technologies/Technicians	Associate's Degree	$85,274	Not available	Not reported
Electrical and Power Transmission Installers	Associate's Degree	$72,085	$7,338	Not reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	Associate's Degree	$69,983	$13,624	Not reported
Business Administration, Management and Operations	Undergraduate Certificate or Diploma	$68,388	$7,246	55
Electrical and Power Transmission Installers	Undergraduate Certificate or Diploma	$68,178	$8,319	125
Precision Metal Working	Undergraduate Certificate or Diploma	$67,174	$7,475	44
Allied Health Diagnostic, Intervention, and Treatment Professions	Associate's Degree	$54,761	$11,500	Not reported
Business Administration, Management and Operations	Associate's Degree	$50,919	$8,790	Not reported
Liberal Arts and Sciences, General Studies and Humanities	Associate's Degree	$38,980	$9,386	Not reported
Veterinary/Animal Health Technologies/Technicians	Associate's Degree	$33,743	Not available	Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.