10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$260,268at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Ashland Community and Technical College
⌖ Ashland, KY · 16 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$260,268 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−128%Modeled 10-year ROI
$39,260Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Certificates
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$5,717Average net price / year
$14,374Cost of attendance
$10,950Median federal student debt · completer borrowers
$116/moPublished 10-year payment estimate
$39,260Median earnings · year 5 after completion
50.9%Completion rate
Not availableAdmission rate
1,631Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$34,392Year 1
$47,467Year 4
$39,260Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Physical Science Technologies/Technicians · Associate's Degree$103,6072Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$76,7473Multi/Interdisciplinary Studies, Other · Associate's Degree$45,5004Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$37,2745Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$37,2176Business Administration, Management and Operations · Associate's Degree$37,015Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in KY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Hopkinsville, KY
Hopkinsville Community College
- Annual net price
- $5,875
- Observed earnings · year 5
- $39,181
- Modeled 10-year ROI
- -129%
Owensboro Community and Technical College
- Annual net price
- $5,800
- Observed earnings · year 5
- $40,186
- Modeled 10-year ROI
- -124%
West Kentucky Community and Technical College
- Annual net price
- $5,353
- Observed earnings · year 5
- $38,202
- Modeled 10-year ROI
- -134%
Big Sandy Community and Technical College
- Annual net price
- $3,873
- Observed earnings · year 5
- $39,046
- Modeled 10-year ROI
- -130%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Physical Science Technologies/Technicians | Associate's Degree | $103,607 | $10,867 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $76,747 | $18,756 | Not reported |
| Multi/Interdisciplinary Studies, Other | Associate's Degree | $45,500 | $12,719 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $37,274 | $13,399 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $37,217 | $8,812 | 30 |
| Business Administration, Management and Operations | Associate's Degree | $37,015 | $20,584 | Not reported |
| Electromechanical Technologies/Technicians | Undergraduate Certificate or Diploma | Not available | $15,167 | Not reported |
| Electromechanical Technologies/Technicians | Associate's Degree | Not available | $16,289 | Not reported |
| Quality Control and Safety Technologies/Technicians | Undergraduate Certificate or Diploma | Not available | $10,500 | Not reported |
| Electrical and Power Transmission Installers | Undergraduate Certificate or Diploma | Not available | $7,250 | 59 |
| Precision Metal Working | Undergraduate Certificate or Diploma | Not available | $5,500 | 13 |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | Not available | $11,062 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | Not available | $14,700 | 109 |
| Health and Medical Administrative Services | Associate's Degree | Not available | $16,847 | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Undergraduate Certificate or Diploma | Not available | $12,725 | Not reported |
| Business Administration, Management and Operations | Undergraduate Certificate or Diploma | Not available | $20,584 | 19 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.