10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$308,582at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
North Country Community College
⌖ Saranac Lake, NY · 9 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$308,582 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−136%Modeled 10-year ROI
$36,889Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$11,868Average net price / year
$18,051Cost of attendance
$12,000Median federal student debt · completer borrowers
$127/moPublished 10-year payment estimate
$36,889Median earnings · year 5 after completion
28.9%Completion rate
Not availableAdmission rate
819Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$38,954Year 1
$54,281Year 4
$36,889Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$85,3642Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$77,1213Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$75,7154Health Services/Allied Health/Health Sciences, General · Associate's Degree$72,1635Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$46,6356Criminal Justice and Corrections · Associate's Degree$45,2927Business Administration, Management and Operations · Associate's Degree$44,2628General Sales, Merchandising and Related Marketing Operations · Associate's Degree$38,497Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Health Services/Allied Health/Health Sciences, GeneralAssociate's Degree · $72,163 reported+41%vs same-degree national median$17,110federal debt2Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $75,715 reported+35%vs same-degree national median$16,000federal debt3Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree · $77,121 reported+18%vs same-degree national median$20,750federal debt4Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $46,635 reported+6%vs same-degree national median$12,000federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $85,364 reported+6%vs same-degree national median$27,721federal debt6Criminal Justice and CorrectionsAssociate's Degree · $45,292 reported-3%vs same-degree national medianNot availablefederal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Herkimer, NY
Herkimer County Community College
- Annual net price
- $13,419
- Observed earnings · year 5
- $36,183
- Modeled 10-year ROI
- -138%
Center for Instruction Technology & Innovation
- Annual net price
- $13,850
- Observed earnings · year 5
- $37,549
- Modeled 10-year ROI
- -132%
Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program
- Annual net price
- $11,651
- Observed earnings · year 5
- $40,699
- Modeled 10-year ROI
- -119%
Cattaraugus Allegany BOCES-Practical Nursing Program
- Annual net price
- $15,000
- Observed earnings · year 5
- $35,644
- Modeled 10-year ROI
- -139%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $85,364 | $27,721 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $77,121 | $20,750 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $75,715 | $16,000 | 49 |
| Health Services/Allied Health/Health Sciences, General | Associate's Degree | $72,163 | $17,110 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $46,635 | $12,000 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $45,292 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $44,262 | Not available | Not reported |
| General Sales, Merchandising and Related Marketing Operations | Associate's Degree | $38,497 | Not available | Not reported |
| Community Organization and Advocacy | Associate's Degree | $31,604 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.