10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$321,846at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Herkimer County Community College
⌖ Herkimer, NY · 10 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$321,846 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−138%Modeled 10-year ROI
$36,183Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$13,419Average net price / year
$20,149Cost of attendance
$11,365Median federal student debt · completer borrowers
$120/moPublished 10-year payment estimate
$36,183Median earnings · year 5 after completion
35.2%Completion rate
Not availableAdmission rate
1,168Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$27,841Year 1
$40,716Year 4
$36,183Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Human Resources Management and Services · Associate's Degree$56,3232Allied Health and Medical Assisting Services · Associate's Degree$49,0583Accounting and Related Services · Associate's Degree$46,7544Criminal Justice and Corrections · Associate's Degree$44,1705Human Services, General · Associate's Degree$43,9856Specialized Sales, Merchandising and Marketing Operations · Associate's Degree$43,4467Business Administration, Management and Operations · Associate's Degree$40,0638Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$38,819Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Allied Health and Medical Assisting ServicesAssociate's Degree · $49,058 reported+16%vs same-degree national median$17,470federal debt2Human Services, GeneralAssociate's Degree · $43,985 reported+12%vs same-degree national median$14,990federal debt3Human Resources Management and ServicesAssociate's Degree · $56,323 reported+3%vs same-degree national median$20,813federal debt4Accounting and Related ServicesAssociate's Degree · $46,754 reported-2%vs same-degree national medianNot availablefederal debt5Criminal Justice and CorrectionsAssociate's Degree · $44,170 reported-5%vs same-degree national median$12,000federal debt6Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $38,819 reported-12%vs same-degree national median$11,000federal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Mexico, NY
Center for Instruction Technology & Innovation
- Annual net price
- $13,850
- Observed earnings · year 5
- $37,549
- Modeled 10-year ROI
- -132%
Cattaraugus Allegany BOCES-Practical Nursing Program
- Annual net price
- $15,000
- Observed earnings · year 5
- $35,644
- Modeled 10-year ROI
- -139%
North Country Community College
- Annual net price
- $11,868
- Observed earnings · year 5
- $36,889
- Modeled 10-year ROI
- -136%
Finger Lakes Community College
- Annual net price
- $13,898
- Observed earnings · year 5
- $41,471
- Modeled 10-year ROI
- -115%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Human Resources Management and Services | Associate's Degree | $56,323 | $20,813 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $49,058 | $17,470 | Not reported |
| Accounting and Related Services | Associate's Degree | $46,754 | Not available | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $44,170 | $12,000 | Not reported |
| Human Services, General | Associate's Degree | $43,985 | $14,990 | Not reported |
| Specialized Sales, Merchandising and Marketing Operations | Associate's Degree | $43,446 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $40,063 | $14,794 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $38,819 | $11,000 | Not reported |
| Security Science and Technology | Associate's Degree | Not available | $12,000 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | Not available | $28,134 | 15 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.