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New Jersey City University

⌖ Jersey City, NJ · 35 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$117,242 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.2 yrsModeled economic break-even
−48%Modeled 10-year ROI
$57,697Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$117,242at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$244,2120
2
4
6
8
−$117,24210
Years after graduationBreak-even: 19.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$14,460
Sticker price
Published out-of-state tuition$14,460
Sticker price
Average net price$16,053
Title IV student average
Cost of attendance$28,255
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$16,053Average net price / year
$28,255Cost of attendance
$18,500Median federal student debt · completer borrowers
$196/moPublished 10-year payment estimate
$57,697Median earnings · year 5 after completion
33.9%Completion rate
98.4%Admission rate
3,681Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$14,005
$30–48k$15,363
$48–75k$17,587
$75–110k$21,239
$110k+$21,596
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$57,697
Year 6$45,918
Year 10$52,745
Full-time retention
64.8%
Part-time retention
31.3%
Completion within 200% of normal time
41.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

77thEarnings percentile
17thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$64,068Median year-4 earnings across reportable program categories
$22,000Median federal debt across categories that report debt
40%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$43,409Year 1
$60,965Year 4
$57,697Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Teacher Education and Professional Development, Specific Levels and Methods · Doctoral Degree$103,0422Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$102,3863Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$89,2254Homeland Security · Master's Degree$88,2495Health Services/Allied Health/Health Sciences, General · Master's Degree$86,6206Accounting and Related Services · Master's Degree$83,5827Music · Master's Degree$82,0548Educational Administration and Supervision · Master's Degree$75,994

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Montclair, NJ

Montclair State University

Annual net price
$15,566
Observed earnings · year 5
$58,895
Modeled 10-year ROI
-43%
Open college profile →Wayne, NJ

William Paterson University of New Jersey

Annual net price
$18,745
Observed earnings · year 5
$58,765
Modeled 10-year ROI
-46%
Open college profile →Union, NJ

Kean University

Annual net price
$12,447
Observed earnings · year 5
$57,968
Modeled 10-year ROI
-44%
Open college profile →Galloway, NJ

Stockton University

Annual net price
$20,670
Observed earnings · year 5
$58,188
Modeled 10-year ROI
-50%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Teacher Education and Professional Development, Specific Levels and MethodsDoctoral Degree$103,042Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$102,386$28,000
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$89,225Not available
Homeland SecurityMaster's Degree$88,249Not available
Health Services/Allied Health/Health Sciences, GeneralMaster's Degree$86,620Not available
Accounting and Related ServicesMaster's Degree$83,582Not available
MusicMaster's Degree$82,054Not available
Educational Administration and SupervisionMaster's Degree$75,994Not available
Business Administration, Management and OperationsMaster's Degree$74,822Not available
Special Education and TeachingMaster's Degree$74,452Not available
Educational/Instructional Media DesignMaster's Degree$71,597Not available
Finance and Financial Management ServicesBachelor's Degree$71,548$23,125
Fire ProtectionBachelor's Degree$69,444$26,000
Clinical, Counseling and Applied PsychologyMaster's Degree$69,436Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$67,341Not available
Accounting and Related ServicesBachelor's Degree$66,244$22,378
Computer and Information Sciences, GeneralBachelor's Degree$65,368$19,500
Student Counseling and Personnel ServicesMaster's Degree$64,068Not available
Homeland SecurityBachelor's Degree$63,137$14,562
English Language and Literature, GeneralBachelor's Degree$60,574$26,980
Biology, GeneralBachelor's Degree$60,104$19,750
Business Administration, Management and OperationsBachelor's Degree$59,925$22,000
MathematicsBachelor's Degree$58,323$20,250
Criminal Justice and CorrectionsBachelor's Degree$55,293$21,500
Romance Languages, Literatures, and LinguisticsBachelor's Degree$55,075$19,777
MarketingBachelor's Degree$54,983$17,910
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$52,151$28,499
Criminal Justice and CorrectionsMaster's Degree$50,300Not available
HistoryBachelor's Degree$47,200$25,629
Psychology, GeneralBachelor's Degree$46,575$22,081
Communication and Media StudiesBachelor's Degree$44,625$16,914
SociologyBachelor's Degree$44,151$25,781
Political Science and GovernmentBachelor's Degree$43,544Not available
Fine and Studio ArtsBachelor's Degree$41,077$19,000
MusicBachelor's Degree$35,729$22,500

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.