10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$355,682at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Laurus College
⌖ San Luis Obispo, CA · 3 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$355,682 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−131%Modeled 10-year ROI
$36,525Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Distance Education Accrediting Commission
- Main award level
- Associate degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$22,733Average net price / year
$27,256Cost of attendance
$32,416Median federal student debt · completer borrowers
$344/moPublished 10-year payment estimate
$36,525Median earnings · year 5 after completion
42.9%Completion rate
Not availableAdmission rate
1,116Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$33,024Year 1
$39,388Year 4
$36,525Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer/Information Technology Administration and Management · Associate's Degree$45,8382Health and Medical Administrative Services · Associate's Degree$37,8393Business Administration, Management and Operations · Associate's Degree$32,490Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Health and Medical Administrative ServicesAssociate's Degree · $37,839 reported+2%vs same-degree national median$33,000federal debt2Computer/Information Technology Administration and ManagementAssociate's Degree · $45,838 reported-16%vs same-degree national median$33,000federal debt3Business Administration, Management and OperationsAssociate's Degree · $32,490 reported-33%vs same-degree national median$34,786federal debt
Comparable colleges in CA
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Clovis, CA
Institute of Technology
- Annual net price
- $23,159
- Observed earnings · year 5
- $36,459
- Modeled 10-year ROI
- -131%
San Joaquin Valley College-Bakersfield
- Annual net price
- $23,351
- Observed earnings · year 5
- $38,245
- Modeled 10-year ROI
- -125%
American Medical Sciences Center
- Annual net price
- $21,629
- Observed earnings · year 5
- $34,644
- Modeled 10-year ROI
- -139%
ATA College
- Annual net price
- $19,157
- Observed earnings · year 5
- $36,879
- Modeled 10-year ROI
- -132%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Computer/Information Technology Administration and Management | Associate's Degree | $45,838 | $33,000 | Not reported |
| Health and Medical Administrative Services | Associate's Degree | $37,839 | $33,000 | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $32,490 | $34,786 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.