10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$358,046at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Institute of Technology
⌖ Clovis, CA · 12 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$358,046 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−131%Modeled 10-year ROI
$36,459Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Accrediting Commission of Career Schools and Colleges
- Main award level
- Certificates
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$23,159Average net price / year
$29,228Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$36,459Median earnings · year 5 after completion
73.5%Completion rate
Not availableAdmission rate
1,377Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$33,938Year 1
$43,172Year 4
$36,459Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Allied Health and Medical Assisting Services · Associate's Degree$68,9782Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$62,2673Electromechanical Technologies/Technicians · Associate's Degree$56,7174Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$52,9515Criminal Justice and Corrections · Associate's Degree$39,3786Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$37,5957Culinary, Entertainment, and Personal Services, Other · Undergraduate Certificate or Diploma$35,6298Culinary Arts and Related Services · Associate's Degree$34,943Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Allied Health and Medical Assisting ServicesAssociate's Degree · $68,978 reported+63%vs same-degree national median$26,064federal debt2Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $62,267 reported+11%vs same-degree national median$16,719federal debt3Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma · $52,951 reported+10%vs same-degree national median$9,500federal debt4Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $37,595 reported+10%vs same-degree national median$9,500federal debt5Culinary, Entertainment, and Personal Services, OtherUndergraduate Certificate or Diploma · $35,629 reported+9%vs same-degree national median$10,870federal debt6Culinary Arts and Related ServicesUndergraduate Certificate or Diploma · $31,421 reported+3%vs same-degree national median$9,500federal debt
Comparable colleges in CA
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
San Luis Obispo, CA
Laurus College
- Annual net price
- $22,733
- Observed earnings · year 5
- $36,525
- Modeled 10-year ROI
- -131%
San Joaquin Valley College-Bakersfield
- Annual net price
- $23,351
- Observed earnings · year 5
- $38,245
- Modeled 10-year ROI
- -125%
American Medical Sciences Center
- Annual net price
- $21,629
- Observed earnings · year 5
- $34,644
- Modeled 10-year ROI
- -139%
Concorde Career College-San Bernardino
- Annual net price
- $26,029
- Observed earnings · year 5
- $37,357
- Modeled 10-year ROI
- -127%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Allied Health and Medical Assisting Services | Associate's Degree | $68,978 | $26,064 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $62,267 | $16,719 | Not reported |
| Electromechanical Technologies/Technicians | Associate's Degree | $56,717 | Not available | Not reported |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $52,951 | $9,500 | 149 |
| Criminal Justice and Corrections | Associate's Degree | $39,378 | $13,852 | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $37,595 | $9,500 | 155 |
| Culinary, Entertainment, and Personal Services, Other | Undergraduate Certificate or Diploma | $35,629 | $10,870 | 84 |
| Culinary Arts and Related Services | Associate's Degree | $34,943 | $17,298 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $34,315 | $9,500 | 58 |
| Culinary Arts and Related Services | Undergraduate Certificate or Diploma | $31,421 | $9,500 | 37 |
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | Not available | $13,341 | 56 |
| Precision Metal Working | Undergraduate Certificate or Diploma | Not available | $9,703 | 41 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.