10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$113,356at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Clark University
⌖ Worcester, MA · 22 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$113,356 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
16.2 yrsModeled economic break-even
−38%Modeled 10-year ROI
$63,150Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$28,714Average net price / year
$68,432Cost of attendance
$63,150Median earnings · year 5 after completion
76.9%Completion rate
39.5%Admission rate
2,214Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$39,538Year 1
$63,965Year 4
$63,150Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer Science · Bachelor's Degree$115,8042Business Administration, Management and Operations · Master's Degree$93,1743Economics · Bachelor's Degree$91,0944Business Administration, Management and Operations · Bachelor's Degree$84,2345Public Administration · Master's Degree$83,7406Geography and Cartography · Master's Degree$76,5137Natural Resources Conservation and Research · Master's Degree$75,4498Political Science and Government · Bachelor's Degree$68,174Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Boston, MA
Emmanuel College
- Annual net price
- $26,706
- Observed earnings · year 5
- $63,701
- Modeled 10-year ROI
- -35%
Assumption University
- Annual net price
- $29,498
- Observed earnings · year 5
- $65,990
- Modeled 10-year ROI
- -30%
Wheaton College (Massachusetts)
- Annual net price
- $29,822
- Observed earnings · year 5
- $60,135
- Modeled 10-year ROI
- -49%
Nichols College
- Annual net price
- $33,036
- Observed earnings · year 5
- $63,107
- Modeled 10-year ROI
- -42%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Computer Science | Bachelor's Degree | $115,804 | Not available |
| Business Administration, Management and Operations | Master's Degree | $93,174 | Not available |
| Economics | Bachelor's Degree | $91,094 | $27,000 |
| Business Administration, Management and Operations | Bachelor's Degree | $84,234 | $26,000 |
| Public Administration | Master's Degree | $83,740 | Not available |
| Geography and Cartography | Master's Degree | $76,513 | Not available |
| Natural Resources Conservation and Research | Master's Degree | $75,449 | Not available |
| Political Science and Government | Bachelor's Degree | $68,174 | $26,000 |
| Sociology | Bachelor's Degree | $64,988 | $23,569 |
| Social Sciences, Other | Master's Degree | $62,304 | Not available |
| Psychology, General | Bachelor's Degree | $61,203 | $26,000 |
| Community Organization and Advocacy | Master's Degree | $61,101 | Not available |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $60,649 | Not available |
| Education, General | Master's Degree | $60,005 | Not available |
| Biology, General | Bachelor's Degree | $58,429 | $26,084 |
| History | Bachelor's Degree | $53,926 | $27,000 |
| Natural Resources Conservation and Research | Bachelor's Degree | $52,075 | $26,000 |
| Geography and Cartography | Bachelor's Degree | $49,230 | $26,500 |
| English Language and Literature, General | Bachelor's Degree | $46,113 | $26,619 |
| Social Sciences, Other | Bachelor's Degree | $45,710 | $25,500 |
| Fine and Studio Arts | Bachelor's Degree | $38,844 | $26,870 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | Not available | $26,853 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.