10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$99,814at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Emmanuel College
⌖ Boston, MA · 18 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$99,814 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
15.3 yrsModeled economic break-even
−35%Modeled 10-year ROI
$63,701Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$26,706Average net price / year
$65,252Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$63,701Median earnings · year 5 after completion
67.5%Completion rate
75.6%Admission rate
1,854Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$41,517Year 1
$63,280Year 4
$63,701Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$101,2312Human Resources Management and Services · Master's Degree$93,4073Marketing · Bachelor's Degree$78,3384Biology, General · Bachelor's Degree$69,2695Economics · Bachelor's Degree$68,9056Criminology · Bachelor's Degree$67,8147Business Administration, Management and Operations · Bachelor's Degree$65,6258Design and Applied Arts · Bachelor's Degree$63,616Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Worcester, MA
Clark University
- Annual net price
- $28,714
- Observed earnings · year 5
- $63,150
- Modeled 10-year ROI
- -38%
Wellesley College
- Annual net price
- $25,496
- Observed earnings · year 5
- $66,433
- Modeled 10-year ROI
- -24%
Regis College
- Annual net price
- $27,477
- Observed earnings · year 5
- $67,681
- Modeled 10-year ROI
- -22%
Assumption University
- Annual net price
- $29,498
- Observed earnings · year 5
- $65,990
- Modeled 10-year ROI
- -30%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $101,231 | Not available |
| Human Resources Management and Services | Master's Degree | $93,407 | Not available |
| Marketing | Bachelor's Degree | $78,338 | $27,000 |
| Biology, General | Bachelor's Degree | $69,269 | $27,000 |
| Economics | Bachelor's Degree | $68,905 | $27,000 |
| Criminology | Bachelor's Degree | $67,814 | $26,348 |
| Business Administration, Management and Operations | Bachelor's Degree | $65,625 | $26,000 |
| Design and Applied Arts | Bachelor's Degree | $63,616 | $27,000 |
| Clinical, Counseling and Applied Psychology | Bachelor's Degree | $62,013 | $27,000 |
| Communication and Media Studies | Bachelor's Degree | $60,110 | $27,000 |
| Research and Experimental Psychology | Bachelor's Degree | $60,022 | $27,000 |
| Political Science and Government | Bachelor's Degree | $58,364 | $26,500 |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $57,341 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $55,866 | $27,000 |
| International/Globalization Studies | Bachelor's Degree | $51,255 | $27,000 |
| English Language and Literature/Letters, Other | Bachelor's Degree | Not available | $27,000 |
| Neurobiology and Neurosciences | Bachelor's Degree | Not available | $27,000 |
| History | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.