10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$131,074at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Nichols College
⌖ Dudley, MA · 11 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$131,074 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
17.2 yrsModeled economic break-even
−42%Modeled 10-year ROI
$63,107Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$33,036Average net price / year
$58,310Cost of attendance
$63,107Median earnings · year 5 after completion
62.6%Completion rate
80.8%Admission rate
1,163Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$46,704Year 1
$64,532Year 4
$63,107Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Accounting and Related Services · Master's Degree$96,3852Business Administration, Management and Operations · Master's Degree$91,0503Finance and Financial Management Services · Bachelor's Degree$81,4854Accounting and Related Services · Bachelor's Degree$78,8945Criminal Justice and Corrections · Bachelor's Degree$75,3216International Business · Bachelor's Degree$68,6087Business Administration, Management and Operations · Bachelor's Degree$63,2978Business/Commerce, General · Bachelor's Degree$62,926Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Worcester, MA
Clark University
- Annual net price
- $28,714
- Observed earnings · year 5
- $63,150
- Modeled 10-year ROI
- -38%
Wheaton College (Massachusetts)
- Annual net price
- $29,822
- Observed earnings · year 5
- $60,135
- Modeled 10-year ROI
- -49%
Assumption University
- Annual net price
- $29,498
- Observed earnings · year 5
- $65,990
- Modeled 10-year ROI
- -30%
Stonehill College
- Annual net price
- $33,016
- Observed earnings · year 5
- $69,740
- Modeled 10-year ROI
- -21%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Accounting and Related Services | Master's Degree | $96,385 | Not available |
| Business Administration, Management and Operations | Master's Degree | $91,050 | Not available |
| Finance and Financial Management Services | Bachelor's Degree | $81,485 | $27,000 |
| Accounting and Related Services | Bachelor's Degree | $78,894 | $25,858 |
| Criminal Justice and Corrections | Bachelor's Degree | $75,321 | $27,000 |
| International Business | Bachelor's Degree | $68,608 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $63,297 | $27,000 |
| Business/Commerce, General | Bachelor's Degree | $62,926 | $25,356 |
| Marketing | Bachelor's Degree | $60,365 | $27,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $53,531 | $27,000 |
| Psychology, General | Bachelor's Degree | $52,824 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.