10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$129,556at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Baptist University of the Americas
⌖ San Antonio, TX · 0 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$129,556 over 10 years
Modeled from observed year-4 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
23.7 yrsModeled economic break-even
−58%Modeled 10-year ROI
$54,430Observed earnings · year 4
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Baptist University of the Americas
What does Baptist University of the Americas cost?
Baptist University of the Americas reports an average annual net price of $10,964 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Baptist University of the Americas graduates earn?
The observed median earnings figure is $54,430 4 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Baptist University of the Americas graduates have?
Median federal debt for completer borrowers is not reportable in the current record.
Is every degree at Baptist University of the Americas worth the same?
The current release does not contain reportable field-and-credential outcomes for Baptist University of the Americas, so this page cannot compare its individual degrees.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$85,700
$8,000Annual price−$117,700
$11,000Current college-wide context−$129,700
$16,000Annual price−$149,700
$24,000Annual price−$181,700
$32,000Annual price−$213,700
$40,000Annual price−$245,700
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Association for Biblical Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$10,964Average net price / year
$13,755Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$54,430Median earnings · year 4 after completion
80.0%Completion rate
Not availableAdmission rate
99Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$32,973Year 1
$54,430Year 4
Not availableYear 5
Separate federal cohorts may underlie different measurement years.
Comparable colleges in TX
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
San Antonio, TX
Hallmark University
- Annual net price
- $12,513
- Observed earnings · year 5
- $58,804
- Modeled 10-year ROI
- -40%
Our Lady of the Lake University
- Annual net price
- $16,442
- Observed earnings · year 5
- $52,978
- Modeled 10-year ROI
- -68%
Paul Quinn College
- Annual net price
- $12,709
- Observed earnings · year 5
- $47,551
- Modeled 10-year ROI
- -89%
North American University
- Annual net price
- $18,721
- Observed earnings · year 5
- $55,417
- Modeled 10-year ROI
- -59%
No field-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.