10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$165,988at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Our Lady of the Lake University
⌖ San Antonio, TX · 15 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$165,988 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
30.8 yrsModeled economic break-even
−68%Modeled 10-year ROI
$52,978Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$16,442Average net price / year
$42,865Cost of attendance
$24,999Median federal student debt · completer borrowers
$265/moPublished 10-year payment estimate
$52,978Median earnings · year 5 after completion
46.1%Completion rate
Not availableAdmission rate
1,066Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$37,834Year 1
$55,876Year 4
$52,978Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Health and Medical Administrative Services · Master's Degree$97,0722Business Administration, Management and Operations · Doctoral Degree$94,5463Business Administration, Management and Operations · Master's Degree$80,3664Computer and Information Sciences, General · Bachelor's Degree$67,9195Communication Disorders Sciences and Services · Master's Degree$66,8036Social Work · Master's Degree$62,9137Student Counseling and Personnel Services · Master's Degree$59,8768Psychology, General · Master's Degree$58,231Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in TX
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Abilene, TX
McMurry University
- Annual net price
- $19,581
- Observed earnings · year 5
- $52,587
- Modeled 10-year ROI
- -71%
North American University
- Annual net price
- $18,721
- Observed earnings · year 5
- $55,417
- Modeled 10-year ROI
- -59%
Hardin-Simmons University
- Annual net price
- $19,555
- Observed earnings · year 5
- $55,061
- Modeled 10-year ROI
- -61%
Wayland Baptist University
- Annual net price
- $20,590
- Observed earnings · year 5
- $56,493
- Modeled 10-year ROI
- -56%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Health and Medical Administrative Services | Master's Degree | $97,072 | Not available |
| Business Administration, Management and Operations | Doctoral Degree | $94,546 | Not available |
| Business Administration, Management and Operations | Master's Degree | $80,366 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $67,919 | Not available |
| Communication Disorders Sciences and Services | Master's Degree | $66,803 | Not available |
| Social Work | Master's Degree | $62,913 | Not available |
| Student Counseling and Personnel Services | Master's Degree | $59,876 | Not available |
| Psychology, General | Master's Degree | $58,231 | Not available |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $53,882 | $25,562 |
| Criminal Justice and Corrections | Bachelor's Degree | $53,505 | $26,625 |
| Social Work | Bachelor's Degree | $51,943 | $27,250 |
| Biology, General | Bachelor's Degree | $48,915 | $28,250 |
| Communication Disorders Sciences and Services | Bachelor's Degree | $48,740 | $27,000 |
| Business Administration, Management and Operations | Bachelor's Degree | $47,860 | $27,500 |
| Psychology, General | Bachelor's Degree | $39,524 | $25,125 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.