Private for-profit · COLLEGE PAYOFF

Advantage Career Institute

Eatontown, NJ · 1 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$308,486 over 10 years

Modeled from observed year-4 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Not availableModeled economic break-even
−133%Modeled 10-year ROI
$37,279Observed earnings · year 4
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about Advantage Career Institute

What does Advantage Career Institute cost?

Advantage Career Institute reports an average annual net price of $12,819 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Advantage Career Institute graduates earn?

The observed median earnings figure is $37,279 five years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Advantage Career Institute graduates have?

Completer borrowers report median cumulative federal student debt of $4,856. Parent PLUS and private loans are not included.

Is every degree at Advantage Career Institute worth the same?

No. DegreeVerdict currently shows 1 field-and-credential outcomes at Advantage Career Institute; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$308,486at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$231,2760
2
4
6
8
−$308,48610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$12,819
Title IV student average
Cost of attendance$17,693
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$37,279 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Middle States Commission on Secondary Education
Main award level
Certificates
Campus setting
Suburban
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$12,819Average net price / year
$17,693Cost of attendance
$4,856Median federal student debt · completer borrowers
$51/moPublished 10-year payment estimate
$37,279Median earnings · year 4 after completion
82.1%Completion rate
Not availableAdmission rate
161Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$12,819
$30–48kNot available
$48–75kNot available
$75–110kNot available
$110k+Not available
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5Not available
Year 6Not available
Year 10Not available
Full-time retention
Not available
Part-time retention
Not available
Completion within 200% of normal time
84.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

33thEarnings percentile
84thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$36,358Median year-4 earnings across reportable program categories
$4,856Median federal debt across categories that report debt
100%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$31,173Year 1
$37,279Year 4
Not availableYear 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$36,358

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $36,358 reported+6%vs same-degree national median$4,856federal debt
BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Turnersville, NJ

ASI Career Institute

Annual net price
$10,716
Observed earnings · year 5
$35,577
Modeled 10-year ROI
-142%
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Observed earnings · year 5
$35,669
Modeled 10-year ROI
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Annual net price
$13,364
Observed earnings · year 5
$30,017
Modeled 10-year ROI
-164%
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Eastwick College-Nutley

Annual net price
$17,206
Observed earnings · year 5
$41,855
Modeled 10-year ROI
-113%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$36,358$4,856Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.