10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$280,274at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Eastwick College-Nutley
⌖ Nutley, NJ · 7 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$280,274 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−113%Modeled 10-year ROI
$41,855Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Accrediting Commission of Career Schools and Colleges
- Main award level
- Associate degrees
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$17,206Average net price / year
$26,454Cost of attendance
$11,775Median federal student debt · completer borrowers
$125/moPublished 10-year payment estimate
$41,855Median earnings · year 5 after completion
56.9%Completion rate
Not availableAdmission rate
618Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$35,152Year 1
$46,087Year 4
$41,855Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$63,8862Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$54,6793Computer Systems Networking and Telecommunications · Associate's Degree$45,7404Health and Medical Administrative Services · Undergraduate Certificate or Diploma$44,9695Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$40,7786Allied Health and Medical Assisting Services · Associate's Degree$40,7277Electrical/Electronic Engineering Technologies/Technicians · Undergraduate Certificate or Diploma$39,796Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NJ
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Jersey City, NJ
Eastern International College-Jersey City
- Annual net price
- $21,111
- Observed earnings · year 5
- $44,485
- Modeled 10-year ROI
- -102%
Hohokus School of Trade and Technical Sciences
- Annual net price
- $22,148
- Observed earnings · year 5
- $39,634
- Modeled 10-year ROI
- -120%
Pennco Tech-Blackwood
- Annual net price
- $22,671
- Observed earnings · year 5
- $39,303
- Modeled 10-year ROI
- -121%
Fortis Institute-Lawrenceville
- Annual net price
- $22,336
- Observed earnings · year 5
- $34,915
- Modeled 10-year ROI
- -137%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $63,886 | $10,703 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $54,679 | $23,930 | Not reported |
| Computer Systems Networking and Telecommunications | Associate's Degree | $45,740 | $17,728 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $44,969 | $9,500 | 15 |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $40,778 | $9,500 | 28 |
| Allied Health and Medical Assisting Services | Associate's Degree | $40,727 | $17,084 | Not reported |
| Electrical/Electronic Engineering Technologies/Technicians | Undergraduate Certificate or Diploma | $39,796 | $11,683 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.