Psychology, General: is this master's degree worth it?
National picture across 92 reporting college programs.
$67,973 in median year-4 earnings
A credible return for this credential must start with what the student would otherwise earn. The federal data does not provide that personal baseline.
Observed national outcomes
The same field can produce a different equation.
Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.
Undergraduate Certificate or Diploma
- Year-4 earnings
- $47,847
- Federal debt
- $22,255
- Reporting programs
- 4
Associate's Degree
- Year-4 earnings
- $38,612
- Federal debt
- $11,198
- Reporting programs
- 124
Bachelor's Degree
- Year-4 earnings
- $49,960
- Federal debt
- $25,716
- Reporting programs
- 1,139
Master's Degree
- Year-4 earnings
- $67,973
- Federal debt
- Not available
- Reporting programs
- 92
Doctoral Degree
- Year-4 earnings
- $96,534
- Federal debt
- Not available
- Reporting programs
- 39
Graduate/Professional Certificate
- Year-4 earnings
- $65,990
- Federal debt
- Not available
- Reporting programs
- 1
Non-Credential Program (Preparatory Coursework/Teacher Certification)
- Year-4 earnings
- $55,763
- Federal debt
- Not available
- Reporting programs
- 2
Where the middle half of programs lands
Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.
What to compare before choosing a program
The national result is only the starting point. Price, debt and the college-level earnings spread can materially change the payoff.
See the spread, not just the national number.
1San Diego State University$111,5492George Mason University$102,9453University of Pennsylvania$101,7854University of Oklahoma-Norman Campus$95,9315The University of Tennessee-Chattanooga$91,7476California State University, Fresno$90,6817Saint Joseph's University - Philadelphia$88,0068Fairleigh Dickinson University-Metropolitan Campus$86,2949University of Connecticut$81,68310University of Connecticut-Waterbury Campus$81,683Observed year-4 earnings · top displayed records are not a universal ranking
Related occupations
Official CIP–SOC links add career context without claiming that every graduate enters the same job.
Where this degree has enough data to compare
State pages are published only when at least five operating colleges report year-4 earnings for this exact field and credential.
Same degree, different outcomes
Compare reported outcomes using the same federal field and credential. Automated ROI is withheld when an exact program price or personal earnings baseline is required.
| # | College | Location | Earnings, year 4 | Federal debt | ROI status | Cost context |
|---|---|---|---|---|---|---|
| 1 | San Diego State UniversityMaster's Degree | San Diego, CA | $111,549 | Not available | Baseline needed | $15,364 |
| 2 | George Mason UniversityMaster's Degree | Fairfax, VA | $102,945 | Not available | Baseline needed | $17,915 |
| 3 | University of PennsylvaniaMaster's Degree | Philadelphia, PA | $101,785 | Not available | Baseline needed | $28,699 |
| 4 | University of Oklahoma-Norman CampusMaster's Degree | Norman, OK | $95,931 | Not available | Baseline needed | $15,300 |
| 5 | The University of Tennessee-ChattanoogaMaster's Degree | Chattanooga, TN | $91,747 | Not available | Baseline needed | $14,265 |
| 6 | California State University, FresnoMaster's Degree | Fresno, CA | $90,681 | Not available | Baseline needed | $7,000 |
| 7 | Saint Joseph's University - PhiladelphiaMaster's Degree | Philadelphia, PA | $88,006 | Not available | Baseline needed | $29,689 |
| 8 | Fairleigh Dickinson University-Metropolitan CampusMaster's Degree | Teaneck, NJ | $86,294 | Not available | Baseline needed | $15,404 |
| 9 | University of ConnecticutMaster's Degree | Storrs, CT | $81,683 | Not available | Baseline needed | $25,097 |
| 10 | University of Connecticut-Waterbury CampusMaster's Degree | Waterbury, CT | $81,683 | Not available | Baseline needed | $10,875 |
| 11 | University of Connecticut-Avery PointMaster's Degree | Groton, CT | $81,683 | Not available | Baseline needed | $13,807 |
| 12 | University of Connecticut-StamfordMaster's Degree | Stamford, CT | $81,683 | Not available | Baseline needed | $16,798 |
| 13 | University of Connecticut-Hartford CampusMaster's Degree | Hartford, CT | $81,683 | Not available | Baseline needed | $16,403 |
| 14 | Middle Tennessee State UniversityMaster's Degree | Murfreesboro, TN | $81,371 | Not available | Baseline needed | $13,359 |
| 15 | Claremont Graduate UniversityMaster's Degree | Claremont, CA | $80,672 | Not available | Baseline needed | Not available |
| 16 | Rutgers University-CamdenMaster's Degree | Camden, NJ | $79,478 | Not available | Baseline needed | $18,745 |
| 17 | Rutgers University-New BrunswickMaster's Degree | New Brunswick, NJ | $79,478 | Not available | Baseline needed | $24,406 |
| 18 | Rutgers University-NewarkMaster's Degree | Newark, NJ | $79,478 | Not available | Baseline needed | $19,703 |
| 19 | California State Polytechnic University-HumboldtMaster's Degree | Arcata, CA | $79,429 | Not available | Baseline needed | $13,171 |
| 20 | Antioch University-Los AngelesMaster's Degree | Culver City, CA | $79,347 | Not available | Baseline needed | Not available |
| 21 | Antioch University-Santa BarbaraMaster's Degree | Santa Barbara, CA | $79,347 | Not available | Baseline needed | Not available |
| 22 | Antioch University-SeattleMaster's Degree | Seattle, WA | $79,347 | Not available | Baseline needed | Not available |
| 23 | Antioch UniversityMaster's Degree | Yellow Springs, OH | $79,347 | Not available | Baseline needed | Not available |
| 24 | McNeese State UniversityMaster's Degree | Lake Charles, LA | $79,341 | Not available | Baseline needed | $12,493 |
| 25 | Louisiana State University and Agricultural & Mechanical CollegeMaster's Degree | Baton Rouge, LA | $78,060 | Not available | Baseline needed | $19,151 |
| 26 | Missouri State University-SpringfieldMaster's Degree | Springfield, MO | $76,762 | Not available | Baseline needed | $17,613 |
| 27 | Pace UniversityMaster's Degree | New York, NY | $75,549 | Not available | Baseline needed | $30,892 |
| 28 | Houston Christian UniversityMaster's Degree | Houston, TX | $75,052 | Not available | Baseline needed | $20,629 |
| 29 | California State University, ChicoMaster's Degree | Chico, CA | $75,000 | Not available | Baseline needed | $14,480 |
| 30 | American UniversityMaster's Degree | Washington, DC | $73,628 | Not available | Baseline needed | $41,943 |
| 31 | University of Massachusetts GlobalMaster's Degree | Aliso Viejo, CA | $73,213 | Not available | Baseline needed | $32,654 |
| 32 | University of North Carolina WilmingtonMaster's Degree | Wilmington, NC | $72,403 | Not available | Baseline needed | $20,109 |
| 33 | California State University, SacramentoMaster's Degree | Sacramento, CA | $72,365 | Not available | Baseline needed | $9,338 |
| 34 | Radford UniversityMaster's Degree | Radford, VA | $71,566 | Not available | Baseline needed | $14,578 |
| 35 | Stony Brook UniversityMaster's Degree | Stony Brook, NY | $71,005 | Not available | Baseline needed | $18,784 |
| 36 | National UniversityMaster's Degree | San Diego, CA | $71,001 | Not available | Baseline needed | $22,878 |
| 37 | Southern Illinois University EdwardsvilleMaster's Degree | Edwardsville, IL | $70,882 | Not available | Baseline needed | $14,889 |
| 38 | Towson UniversityMaster's Degree | Towson, MD | $70,748 | Not available | Baseline needed | $17,413 |
| 39 | University of Houston-Clear LakeMaster's Degree | Houston, TX | $70,718 | Not available | Baseline needed | $15,563 |
| 40 | Florida State UniversityMaster's Degree | Tallahassee, FL | $69,669 | Not available | Baseline needed | $11,297 |
| 41 | California Polytechnic State University-San Luis ObispoMaster's Degree | San Luis Obispo, CA | $69,419 | Not available | Baseline needed | $16,665 |
| 42 | Utah State UniversityMaster's Degree | Logan, UT | $69,115 | Not available | Baseline needed | $14,936 |
| 43 | The Chicago School at ChicagoMaster's Degree | Chicago, IL | $68,180 | Not available | Baseline needed | Not available |
| 44 | The Chicago School at AnaheimMaster's Degree | Anaheim, CA | $68,180 | Not available | Baseline needed | Not available |
| 45 | The Chicago School at Los AngelesMaster's Degree | Los Angeles, CA | $68,180 | Not available | Baseline needed | Not available |
| 46 | The New SchoolMaster's Degree | New York, NY | $68,160 | Not available | Baseline needed | $58,741 |
| 47 | University of West FloridaMaster's Degree | Pensacola, FL | $67,785 | Not available | Baseline needed | $9,364 |
| 48 | University of Southern MississippiMaster's Degree | Hattiesburg, MS | $67,434 | Not available | Baseline needed | $21,708 |
| 49 | Fort Hays State UniversityMaster's Degree | Hays, KS | $66,852 | Not available | Baseline needed | $12,569 |
| 50 | California State Polytechnic University-PomonaMaster's Degree | Pomona, CA | $66,151 | Not available | Baseline needed | $11,531 |
| 51 | American Public University SystemMaster's Degree | Charles Town, WV | $66,047 | Not available | Baseline needed | $9,597 |
| 52 | Touro University WorldwideMaster's Degree | Los Alamitos, CA | $65,760 | Not available | Baseline needed | $19,058 |
| 53 | Indiana Institute of TechnologyMaster's Degree | Fort Wayne, IN | $65,579 | Not available | Baseline needed | $23,206 |
| 54 | Valdosta State UniversityMaster's Degree | Valdosta, GA | $65,472 | Not available | Baseline needed | $10,945 |
| 55 | Xavier UniversityMaster's Degree | Cincinnati, OH | $64,505 | Not available | Baseline needed | $32,997 |
| 56 | Cleveland State UniversityMaster's Degree | Cleveland, OH | $64,167 | Not available | Baseline needed | $14,764 |
| 57 | Arizona State University Campus ImmersionMaster's Degree | Tempe, AZ | $63,039 | Not available | Baseline needed | $14,967 |
| 58 | Arizona State University Digital ImmersionMaster's Degree | Scottsdale, AZ | $63,039 | Not available | Baseline needed | Not available |
| 59 | Mercy UniversityMaster's Degree | Dobbs Ferry, NY | $62,838 | Not available | Baseline needed | $14,072 |
| 60 | Corban UniversityMaster's Degree | Salem, OR | $61,933 | Not available | Baseline needed | $28,035 |
| 61 | Seattle UniversityMaster's Degree | Seattle, WA | $61,415 | Not available | Baseline needed | $34,662 |
| 62 | Millersville University of PennsylvaniaMaster's Degree | Millersville, PA | $61,364 | Not available | Baseline needed | $20,787 |
| 63 | Azusa Pacific UniversityMaster's Degree | Azusa, CA | $61,095 | Not available | Baseline needed | $22,212 |
| 64 | University of Colorado Colorado SpringsMaster's Degree | Colorado Springs, CO | $61,059 | Not available | Baseline needed | $15,788 |
| 65 | Walden UniversityMaster's Degree | Minneapolis, MN | $60,895 | Not available | Baseline needed | $33,817 |
| 66 | Nova Southeastern UniversityMaster's Degree | Fort Lauderdale, FL | $60,151 | Not available | Baseline needed | $30,371 |
| 67 | Kean UniversityMaster's Degree | Union, NJ | $60,023 | Not available | Baseline needed | $12,447 |
| 68 | Florida International UniversityMaster's Degree | Miami, FL | $59,992 | Not available | Baseline needed | $9,288 |
| 69 | Long Island UniversityMaster's Degree | Brookville, NY | $59,871 | Not available | Baseline needed | $33,062 |
| 70 | Springfield CollegeMaster's Degree | Springfield, MA | $59,656 | Not available | Baseline needed | $30,587 |
| 71 | Capella UniversityMaster's Degree | Minneapolis, MN | $59,640 | Not available | Baseline needed | $17,956 |
| 72 | Adler UniversityMaster's Degree | Chicago, IL | $59,511 | Not available | Baseline needed | Not available |
| 73 | Northcentral UniversityMaster's Degree | San Diego, CA | $59,004 | Not available | Baseline needed | Not available |
| 74 | Southern New Hampshire UniversityMaster's Degree | Manchester, NH | $58,824 | Not available | Baseline needed | $36,708 |
| 75 | Our Lady of the Lake UniversityMaster's Degree | San Antonio, TX | $58,231 | Not available | Baseline needed | $16,442 |
| 76 | Tiffin UniversityMaster's Degree | Tiffin, OH | $57,802 | Not available | Baseline needed | $26,500 |
| 77 | North Carolina Central UniversityMaster's Degree | Durham, NC | $57,573 | Not available | Baseline needed | $15,359 |
| 78 | Pittsburg State UniversityMaster's Degree | Pittsburg, KS | $57,192 | Not available | Baseline needed | $15,784 |
| 79 | Washington Adventist UniversityMaster's Degree | Takoma Park, MD | $56,809 | Not available | Baseline needed | $18,526 |
| 80 | Western Illinois UniversityMaster's Degree | Macomb, IL | $56,378 | Not available | Baseline needed | $12,937 |
| 81 | National Louis UniversityMaster's Degree | Chicago, IL | $56,286 | Not available | Baseline needed | $12,641 |
| 82 | University of Louisiana at MonroeMaster's Degree | Monroe, LA | $55,439 | Not available | Baseline needed | $13,466 |
| 83 | Life UniversityMaster's Degree | Marietta, GA | $55,408 | Not available | Baseline needed | $29,791 |
| 84 | Marshall UniversityMaster's Degree | Huntington, WV | $54,560 | Not available | Baseline needed | $7,502 |
| 85 | Southern Connecticut State UniversityMaster's Degree | New Haven, CT | $54,350 | Not available | Baseline needed | $20,857 |
| 86 | Purdue University GlobalMaster's Degree | West Lafayette, IN | $54,049 | Not available | Baseline needed | $7,770 |
| 87 | Saybrook UniversityMaster's Degree | Pasadena, CA | $52,527 | Not available | Baseline needed | Not available |
| 88 | Pepperdine UniversityMaster's Degree | Malibu, CA | $52,526 | Not available | Baseline needed | $58,098 |
| 89 | Texas A&M International UniversityMaster's Degree | Laredo, TX | $52,149 | Not available | Baseline needed | $3,637 |
| 90 | The University of Arizona Global CampusMaster's Degree | Chandler, AZ | $50,601 | Not available | Baseline needed | $31,266 |
| 91 | Keiser University-Ft LauderdaleMaster's Degree | Fort Lauderdale, FL | $49,098 | Not available | Baseline needed | $30,498 |
| 92 | University of West GeorgiaMaster's Degree | Carrollton, GA | $45,818 | Not available | Baseline needed | $12,786 |
This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.