Housing and Human Environments: is this bachelor's degree worth it?
National picture across 12 reporting college programs.
−$147,071 over 10 years
National scenario across reporting bachelor's degree programs, using median year-4 earnings, their institutions’ average net prices and a typical 4-year duration.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
Observed national outcomes
The same field can produce a different equation.
Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.
Undergraduate Certificate or Diploma
- Year-4 earnings
- $35,492
- Federal debt
- $5,677
- Reporting programs
- 2
Bachelor's Degree
- Year-4 earnings
- $52,861
- Federal debt
- $25,683
- Reporting programs
- 12
Master's Degree
- Year-4 earnings
- $133,013
- Federal debt
- Not available
- Reporting programs
- 1
Where the middle half of programs lands
Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.
What to compare before choosing a program
The national result is only the starting point. Price, debt and the college-level earnings spread can materially change the payoff.
See the spread, not just the national number.
1CUNY New York City College of Technology$82,8242University of Georgia$69,8183University of Missouri-Columbia$61,6834Missouri State University-Springfield$54,2265Oklahoma State University-Main Campus$53,4556Ohio University-Eastern Campus$52,8617Ohio University-Chillicothe Campus$52,8618Ohio University-Southern Campus$52,8619Ohio University-Lancaster Campus$52,86110Ohio University-Main Campus$52,861Observed year-4 earnings · top displayed records are not a universal ranking
Related occupations
Official CIP–SOC links add career context without claiming that every graduate enters the same job.
Where this degree has enough data to compare
State pages are published only when at least five operating colleges report year-4 earnings for this exact field and credential.
Same degree, different outcomes
Compare reported outcomes using the same federal field and credential. ROI uses each institution’s average net price as a scenario—not an individual aid offer.
| # | College | Location | Earnings, year 4 | Federal debt | 10-year ROI | Verdict |
|---|---|---|---|---|---|---|
| 1 | CUNY New York City College of TechnologyBachelor's Degree | Brooklyn, NY | $82,824 | Not available | +89% | Positive payoff |
| 2 | University of GeorgiaBachelor's Degree | Athens, GA | $69,818 | $25,000 | +5% | Positive payoff |
| 3 | University of Missouri-ColumbiaBachelor's Degree | Columbia, MO | $61,683 | $26,802 | -36% | Negative payoff |
| 4 | Missouri State University-SpringfieldBachelor's Degree | Springfield, MO | $54,226 | $26,411 | -63% | Negative payoff |
| 5 | Oklahoma State University-Main CampusBachelor's Degree | Stillwater, OK | $53,455 | $23,773 | -66% | Negative payoff |
| 6 | Ohio University-Eastern CampusBachelor's Degree | Saint Clairsville, OH | $52,861 | $25,683 | -60% | Negative payoff |
| 7 | Ohio University-Chillicothe CampusBachelor's Degree | Chillicothe, OH | $52,861 | $25,683 | -61% | Negative payoff |
| 8 | Ohio University-Southern CampusBachelor's Degree | Ironton, OH | $52,861 | $25,683 | -61% | Negative payoff |
| 9 | Ohio University-Lancaster CampusBachelor's Degree | Lancaster, OH | $52,861 | $25,683 | -61% | Negative payoff |
| 10 | Ohio University-Main CampusBachelor's Degree | Athens, OH | $52,861 | $25,683 | -71% | Negative payoff |
| 11 | Ohio University-Zanesville CampusBachelor's Degree | Zanesville, OH | $52,861 | $25,683 | -61% | Negative payoff |
| 12 | University of Akron Main CampusBachelor's Degree | Akron, OH | Not available | $26,000 | WithheldPrice-proxy sensitive | $13,946 |
This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.