BACHELOR'S DEGREE · DEGREE PAYOFF · FEDERAL FIELD 1906

Housing and Human Environments: is this bachelor's degree worth it?

National picture across 12 reporting college programs.

MODELED SCENARIO · Negative payoff

−$147,071 over 10 years

National scenario across reporting bachelor's degree programs, using median year-4 earnings, their institutions’ average net prices and a typical 4-year duration.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

28.7 yrsModeled economic break-even
−65%Modeled 10-year ROI
$52,861Observed earnings · year 4
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
WHAT THIS DEGREE PAYS

Observed national outcomes

$52,861Median reported earnings · year 4
$55,790Average reported earnings · year 5
$25,683Median federal debt
30thYear-4 earnings percentile at this credential
12Reporting programs
11With year-4 earnings
COMPARE CREDENTIAL LEVELS

The same field can produce a different equation.

Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.

OPEN PROFILE

Undergraduate Certificate or Diploma

Year-4 earnings
$35,492
Federal debt
$5,677
Reporting programs
2
1 report earnings →
CURRENT VIEW

Bachelor's Degree

Year-4 earnings
$52,861
Federal debt
$25,683
Reporting programs
12
11 report earnings →
OPEN PROFILE

Master's Degree

Year-4 earnings
$133,013
Federal debt
Not available
Reporting programs
1
1 report earnings →
COLLEGE-TO-COLLEGE RANGE

Where the middle half of programs lands

Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.

Median
25th percentile$52,861National median$52,86175th percentile$54,226
11 programs report year‑4 earnings.
DECISION CHECK

What to compare before choosing a program

The national result is only the starting point. Price, debt and the college-level earnings spread can materially change the payoff.

$54,22675th-percentile year-4 earnings among reporting programs
$25,683Median federal debt across programs that report it
1Programs with earnings in the top quarter and debt at or below the median
WHERE OUTCOMES ARE STRONGEST

See the spread, not just the national number.

1CUNY New York City College of Technology$82,8242University of Georgia$69,8183University of Missouri-Columbia$61,6834Missouri State University-Springfield$54,2265Oklahoma State University-Main Campus$53,4556Ohio University-Eastern Campus$52,8617Ohio University-Chillicothe Campus$52,8618Ohio University-Southern Campus$52,8619Ohio University-Lancaster Campus$52,86110Ohio University-Main Campus$52,861

Observed year-4 earnings · top displayed records are not a universal ranking

WHERE THIS FIELD CAN LEAD

Related occupations

Official CIP–SOC links add career context without claiming that every graduate enters the same job.

Farm and Home Management EducatorsSOC 25-9021 · 2 crosswalk linksInterior DesignersSOC 27-1025 · 2 crosswalk linksFacilities ManagersSOC 11-3013 · 1 crosswalk linksFamily and Consumer Sciences Teachers, PostsecondarySOC 25-1192 · 1 crosswalk linksMeeting, Convention, and Event PlannersSOC 13-1121 · 1 crosswalk links
BEST COLLEGES FOR HOUSING AND HUMAN ENVIRONMENTS

Same degree, different outcomes

Compare reported outcomes using the same federal field and credential. ROI uses each institution’s average net price as a scenario—not an individual aid offer.

#CollegeLocationEarnings, year 4Federal debt10-year ROIVerdict
1CUNY New York City College of TechnologyBachelor's DegreeBrooklyn, NY$82,824Not available+89%Positive payoff
2University of GeorgiaBachelor's DegreeAthens, GA$69,818$25,000+5%Positive payoff
3University of Missouri-ColumbiaBachelor's DegreeColumbia, MO$61,683$26,802-36%Negative payoff
4Missouri State University-SpringfieldBachelor's DegreeSpringfield, MO$54,226$26,411-63%Negative payoff
5Oklahoma State University-Main CampusBachelor's DegreeStillwater, OK$53,455$23,773-66%Negative payoff
6Ohio University-Eastern CampusBachelor's DegreeSaint Clairsville, OH$52,861$25,683-60%Negative payoff
7Ohio University-Chillicothe CampusBachelor's DegreeChillicothe, OH$52,861$25,683-61%Negative payoff
8Ohio University-Southern CampusBachelor's DegreeIronton, OH$52,861$25,683-61%Negative payoff
9Ohio University-Lancaster CampusBachelor's DegreeLancaster, OH$52,861$25,683-61%Negative payoff
10Ohio University-Main CampusBachelor's DegreeAthens, OH$52,861$25,683-71%Negative payoff
11Ohio University-Zanesville CampusBachelor's DegreeZanesville, OH$52,861$25,683-61%Negative payoff
12University of Akron Main CampusBachelor's DegreeAkron, OHNot available$26,000WithheldPrice-proxy sensitive$13,946

This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.