Biology, General: is this associate's degree worth it?
National picture across 53 reporting college programs.
−$104,743 over 10 years
National scenario across reporting associate's degree programs, using median year-4 earnings, their institutions’ average net prices and a typical 2-year duration.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
Observed national outcomes
The same field can produce a different equation.
Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.
Undergraduate Certificate or Diploma
- Year-4 earnings
- $55,777
- Federal debt
- $22,505
- Reporting programs
- 3
Associate's Degree
- Year-4 earnings
- $45,194
- Federal debt
- $10,385
- Reporting programs
- 53
Bachelor's Degree
- Year-4 earnings
- $57,546
- Federal debt
- $25,000
- Reporting programs
- 1,010
Master's Degree
- Year-4 earnings
- $71,655
- Federal debt
- Not available
- Reporting programs
- 58
Doctoral Degree
- Year-4 earnings
- $108,206
- Federal debt
- Not available
- Reporting programs
- 14
Non-Credential Program (Preparatory Coursework/Teacher Certification)
- Year-4 earnings
- $74,001
- Federal debt
- Not available
- Reporting programs
- 2
Where the middle half of programs lands
Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.
See the spread, not just the national number.
1Long Beach City College$62,8492Black Hills State University$60,3493St Philip's College$59,7444Houston City College$58,8465Delaware Technical Community College-Terry$54,7886Austin Community College District$54,3637San Antonio College$51,4248Blinn College District$50,9459College of Western Idaho$50,65810San Diego City College$50,465Observed year-4 earnings · top displayed records are not a universal ranking
Related occupations
Official CIP–SOC links add career context without claiming that every graduate enters the same job.
Same degree, different outcomes
Compare reported outcomes using the same federal field and credential. ROI uses each institution’s average net price as a scenario—not an individual aid offer.
| # | College | Location | Earnings, year 4 | Federal debt | 10-year ROI | Verdict |
|---|---|---|---|---|---|---|
| 1 | Long Beach City CollegeAssociate's Degree | Long Beach, CA | $62,849 | Not available | +74% | Positive payoff |
| 2 | Black Hills State UniversityAssociate's Degree | Spearfish, SD | $60,349 | $14,625 | +26% | Positive payoff |
| 3 | St Philip's CollegeAssociate's Degree | San Antonio, TX | $59,744 | $12,718 | +50% | Positive payoff |
| 4 | Houston City CollegeAssociate's Degree | Houston, TX | $58,846 | $11,005 | +36% | Positive payoff |
| 5 | Delaware Technical Community College-TerryAssociate's Degree | Dover, DE | $54,788 | Not available | -13% | Negative payoff |
| 6 | Austin Community College DistrictAssociate's Degree | Austin, TX | $54,363 | $13,375 | -9% | Negative payoff |
| 7 | San Antonio CollegeAssociate's Degree | San Antonio, TX | $51,424 | $9,500 | -35% | Negative payoff |
| 8 | Blinn College DistrictAssociate's Degree | Brenham, TX | $50,945 | Not available | -47% | Negative payoff |
| 9 | College of Western IdahoAssociate's Degree | Nampa, ID | $50,658 | $20,993 | -47% | Negative payoff |
| 10 | San Diego City CollegeAssociate's Degree | San Diego, CA | $50,465 | $9,500 | -48% | Negative payoff |
| 11 | San Diego Mesa CollegeAssociate's Degree | San Diego, CA | $49,919 | $7,611 | -52% | Negative payoff |
| 12 | Mott Community CollegeAssociate's Degree | Flint, MI | $49,548 | $13,250 | -55% | Negative payoff |
| 13 | San Diego Miramar CollegeAssociate's Degree | San Diego, CA | $48,980 | $6,500 | -59% | Negative payoff |
| 14 | Salt Lake Community CollegeAssociate's Degree | Salt Lake City, UT | $48,740 | Not available | -66% | Negative payoff |
| 15 | Fresno City CollegeAssociate's Degree | Fresno, CA | $48,660 | $6,625 | -66% | Negative payoff |
| 16 | Rowan College of South Jersey-Cumberland CampusAssociate's Degree | Vineland, NJ | $48,136 | $9,500 | -72% | Negative payoff |
| 17 | Rowan College of South Jersey-Gloucester CampusAssociate's Degree | Sewell, NJ | $48,136 | $9,500 | -73% | Negative payoff |
| 18 | Northampton County Area Community CollegeAssociate's Degree | Bethlehem, PA | $47,519 | $17,250 | -78% | Negative payoff |
| 19 | Northwest Vista CollegeAssociate's Degree | San Antonio, TX | $47,186 | $10,708 | -78% | Negative payoff |
| 20 | Connors State CollegeAssociate's Degree | Warner, OK | $47,041 | Not available | -82% | Negative payoff |
| 21 | University of Cincinnati-Main CampusAssociate's Degree | Cincinnati, OH | $45,916 | $17,032 | -94% | Negative payoff |
| 22 | University of Cincinnati-Clermont CollegeAssociate's Degree | Batavia, OH | $45,916 | $17,032 | -92% | Negative payoff |
| 23 | University of Cincinnati-Blue Ash CollegeAssociate's Degree | Blue Ash, OH | $45,916 | $17,032 | -93% | Negative payoff |
| 24 | Reedley CollegeAssociate's Degree | Reedley, CA | $45,194 | $6,500 | -98% | Negative payoff |
| 25 | College of Southern NevadaAssociate's Degree | Las Vegas, NV | $44,428 | $10,061 | -106% | Negative payoff |
| 26 | Monroe Community CollegeAssociate's Degree | Rochester, NY | $44,319 | Not available | -107% | Negative payoff |
| 27 | CUNY LaGuardia Community CollegeAssociate's Degree | Long Island City, NY | $44,031 | Not available | -109% | Negative payoff |
| 28 | Sinclair Community CollegeAssociate's Degree | Dayton, OH | $43,697 | $11,854 | -113% | Negative payoff |
| 29 | College of Southern IdahoAssociate's Degree | Twin Falls, ID | $43,435 | Not available | -115% | Negative payoff |
| 30 | Antelope Valley Community College DistrictAssociate's Degree | Lancaster, CA | $42,705 | Not available | -123% | Negative payoff |
| 31 | Amarillo CollegeAssociate's Degree | Amarillo, TX | $41,250 | Not available | -138% | Negative payoff |
| 32 | Georgia Military CollegeAssociate's Degree | Milledgeville, GA | $40,539 | $9,873 | -136% | Negative payoff |
| 33 | CUNY Kingsborough Community CollegeAssociate's Degree | Brooklyn, NY | $40,533 | $9,241 | -144% | Negative payoff |
| 34 | Holyoke Community CollegeAssociate's Degree | Holyoke, MA | $39,198 | $5,300 | -155% | Negative payoff |
| 35 | Ozarks Technical Community CollegeAssociate's Degree | Springfield, MO | $38,065 | Not available | -167% | Negative payoff |
| 36 | Tyler Junior CollegeAssociate's Degree | Tyler, TX | $37,949 | Not available | -164% | Negative payoff |
| 37 | Oklahoma City Community CollegeAssociate's Degree | Oklahoma City, OK | $37,495 | $9,017 | -175% | Negative payoff |
| 38 | South Texas CollegeAssociate's Degree | McAllen, TX | $37,289 | $6,602 | -182% | Negative payoff |
| 39 | Clark CollegeAssociate's Degree | Vancouver, WA | $37,011 | Not available | -171% | Negative payoff |
| 40 | St Charles Community CollegeAssociate's Degree | Cottleville, MO | $36,428 | Not available | -184% | Negative payoff |
| 41 | Laredo CollegeAssociate's Degree | Laredo, TX | $35,009 | Not available | -198% | Negative payoff |
| 42 | Essex County CollegeAssociate's Degree | Newark, NJ | $34,961 | Not available | -202% | Negative payoff |
| 43 | Itawamba Community CollegeAssociate's Degree | Fulton, MS | $32,396 | Not available | -227% | Negative payoff |
| 44 | Texas State Technical CollegeAssociate's Degree | Waco, TX | $32,026 | $10,913 | -211% | Negative payoff |
| 45 | El Paso Community CollegeAssociate's Degree | El Paso, TX | $31,657 | $9,000 | -238% | Negative payoff |
| 46 | Copiah-Lincoln Community CollegeAssociate's Degree | Wesson, MS | $26,921 | Not available | -285% | Negative payoff |
| 47 | Mississippi Gulf Coast Community CollegeAssociate's Degree | Perkinston, MS | $26,429 | Not available | -279% | Negative payoff |
| 48 | Allen County Community CollegeAssociate's Degree | Iola, KS | Not available | $12,000 | WithheldPrice-proxy sensitive | $8,642 |
| 49 | Bristol Community CollegeAssociate's Degree | Fall River, MA | Not available | $11,500 | WithheldPrice-proxy sensitive | $5,547 |
| 50 | Northern Essex Community CollegeAssociate's Degree | Haverhill, MA | Not available | $6,239 | WithheldPrice-proxy sensitive | $6,046 |
| 51 | Quinsigamond Community CollegeAssociate's Degree | Worcester, MA | Not available | $14,125 | WithheldPrice-proxy sensitive | $9,090 |
| 52 | Union Adventist UniversityAssociate's Degree | Lincoln, NE | Not available | $30,875 | WithheldPrice-proxy sensitive | $23,716 |
| 53 | UCNJ Union College of Union County New JerseyAssociate's Degree | Cranford, NJ | Not available | $8,297 | WithheldPrice-proxy sensitive | $8,257 |
This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.