10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$326,798at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Urban College of Boston
⌖ Boston, MA · 2 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$326,798 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−157%Modeled 10-year ROI
$33,103Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Online-only institution
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$6,957Average net price / year
$19,353Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$33,103Median earnings · year 5 after completion
0.0%Completion rate
Not availableAdmission rate
438Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$33,191Year 1
$44,255Year 4
$33,103Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$43,6642Teacher Education and Professional Development, Specific Levels and Methods · Undergraduate Certificate or Diploma$41,496Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Teacher Education and Professional Development, Specific Levels and MethodsUndergraduate Certificate or Diploma · $41,496 reported+20%vs same-degree national medianNot availablefederal debt2Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree · $43,664 reported+16%vs same-degree national medianNot availablefederal debt
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Boston, MA
Boston Baptist College
- Annual net price
- $17,933
- Observed earnings · year 5
- $38,565
- Modeled 10-year ROI
- -126%
Hampshire College
- Annual net price
- $24,034
- Observed earnings · year 5
- $32,244
- Modeled 10-year ROI
- -146%
Northpoint Bible College
- Annual net price
- $23,635
- Observed earnings · year 5
- $42,552
- Modeled 10-year ROI
- -109%
Dean College
- Annual net price
- $30,684
- Observed earnings · year 5
- $36,113
- Modeled 10-year ROI
- -129%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods | Associate's Degree | $43,664 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Undergraduate Certificate or Diploma | $41,496 | Not available | 25 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.