Private for-profit · COLLEGE PAYOFF

University of Silicon Valley

San Jose, CA · 4 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$195,280 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

30.3 yrsModeled economic break-even
−67%Modeled 10-year ROI
$54,598Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$195,280at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$291,2600
2
4
6
8
−$195,28010
Years after graduationBreak-even: 30.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$22,480
Sticker price
Published out-of-state tuition$22,480
Sticker price
Average net price$27,815
Title IV student average
Cost of attendance$35,722
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Western Association of Schools and Colleges Senior Colleges and University Commission
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$27,815Average net price / year
$35,722Cost of attendance
$31,000Median federal student debt · completer borrowers
$329/moPublished 10-year payment estimate
$54,598Median earnings · year 5 after completion
28.7%Completion rate
51.2%Admission rate
455Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$24,350
$30–48k$27,140
$48–75k$28,102
$75–110k$28,144
$110k+$34,379
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$54,598
Year 6$39,802
Year 10$51,017
Full-time retention
68.8%
Part-time retention
50.0%
Completion within 200% of normal time
52.4%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

72thEarnings percentile
10thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$48,360Median year-4 earnings across reportable program categories
$31,000Median federal debt across categories that report debt
75%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$34,171Year 1
$56,708Year 4
$54,598Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer Software and Media Applications · Bachelor's Degree$67,6592Graphic Communications · Bachelor's Degree$49,9683Music · Bachelor's Degree$48,3604Design and Applied Arts · Bachelor's Degree$33,596

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Long Beach, CA

Universal Technical Institute-Southern California

Annual net price
$27,506
Observed earnings · year 5
$54,551
Modeled 10-year ROI
-67%
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San Francisco, CA

Bay Area Medical Academy

Annual net price
$27,042
Observed earnings · year 5
$54,214
Modeled 10-year ROI
-68%
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Rancho Cucamonga, CA

Universal Technical Institute of California Inc

Annual net price
$26,360
Observed earnings · year 5
$54,551
Modeled 10-year ROI
-67%
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Fremont, CA

Aviation Institute of Maintenance-Fremont

Annual net price
$29,428
Observed earnings · year 5
$58,427
Modeled 10-year ROI
-55%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Computer Software and Media ApplicationsBachelor's Degree$67,659$31,000Not reported
Graphic CommunicationsBachelor's Degree$49,968$31,000Not reported
MusicBachelor's Degree$48,360Not availableNot reported
Design and Applied ArtsBachelor's Degree$33,596$31,000Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.