10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$229,448at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Texas A&M University-Texarkana
⌖ Texarkana, TX · 11 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$229,448 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
913.3 yrsModeled economic break-even
−99%Modeled 10-year ROI
$45,254Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$12,997Average net price / year
$23,778Cost of attendance
$18,953Median federal student debt · completer borrowers
$201/moPublished 10-year payment estimate
$45,254Median earnings · year 5 after completion
29.6%Completion rate
63.5%Admission rate
1,982Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$40,302Year 1
$48,048Year 4
$45,254Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$86,1052Curriculum and Instruction · Master's Degree$60,2073Biology, General · Bachelor's Degree$56,5044Accounting and Related Services · Bachelor's Degree$49,8225Multi/Interdisciplinary Studies, Other · Bachelor's Degree$47,1356Business Administration, Management and Operations · Bachelor's Degree$45,5857Criminal Justice and Corrections · Bachelor's Degree$42,6768Psychology, General · Bachelor's Degree$42,355Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Biology, GeneralBachelor's Degree · $56,504 reported-1%vs same-degree national median$21,509federal debt2Curriculum and InstructionMaster's Degree · $60,207 reported-5%vs same-degree national medianNot availablefederal debt3Multi/Interdisciplinary Studies, OtherBachelor's Degree · $47,135 reported-15%vs same-degree national median$23,690federal debt4Psychology, GeneralBachelor's Degree · $42,355 reported-16%vs same-degree national median$27,023federal debt5Business Administration, Management and OperationsMaster's Degree · $86,105 reported-17%vs same-degree national medianNot availablefederal debt6HistoryBachelor's Degree · $41,460 reported-18%vs same-degree national median$23,000federal debt
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Waco, TX
Texas State Technical College
- Annual net price
- $13,508
- Observed earnings · year 5
- $46,908
- Modeled 10-year ROI
- -92%
Navarro College
- Annual net price
- $14,820
- Observed earnings · year 5
- $45,603
- Modeled 10-year ROI
- -97%
Tyler Junior College
- Annual net price
- $10,206
- Observed earnings · year 5
- $45,715
- Modeled 10-year ROI
- -97%
Sul Ross State University
- Annual net price
- $13,286
- Observed earnings · year 5
- $40,801
- Modeled 10-year ROI
- -118%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $86,105 | Not available | Not reported |
| Curriculum and Instruction | Master's Degree | $60,207 | Not available | Not reported |
| Biology, General | Bachelor's Degree | $56,504 | $21,509 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $49,822 | $35,796 | Not reported |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $47,135 | $23,690 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $45,585 | $22,250 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $42,676 | $20,500 | Not reported |
| Psychology, General | Bachelor's Degree | $42,355 | $27,023 | Not reported |
| History | Bachelor's Degree | $41,460 | $23,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $41,358 | $25,000 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | Not available | $28,663 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.