Public · COLLEGE PAYOFF

Terra State Community College

Fremont, OH · 8 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$277,310 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−111%Modeled 10-year ROI
$42,207Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$277,310at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$249,3800
2
4
6
8
−$277,31010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,748
Sticker price
Published out-of-state tuition$8,544
Sticker price
Average net price$17,345
Title IV student average
Cost of attendance$23,647
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Certificates
Campus setting
Rural
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$17,345Average net price / year
$23,647Cost of attendance
$17,500Median federal student debt · completer borrowers
$186/moPublished 10-year payment estimate
$42,207Median earnings · year 5 after completion
38.8%Completion rate
Not availableAdmission rate
1,028Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$16,285
$30–48k$17,371
$48–75k$19,266
$75–110k$19,553
$110k+$22,802
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$42,207
Year 6$35,347
Year 10$36,612
Full-time retention
68.0%
Part-time retention
47.9%
Completion within 200% of normal time
38.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

43thEarnings percentile
22thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$42,025Median year-4 earnings across reportable program categories
$24,045Median federal debt across categories that report debt
25%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$39,500Year 1
$48,710Year 4
$42,207Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Electrical/Electronic Engineering Technologies/Technicians · Undergraduate Certificate or Diploma$69,1672Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$68,1083Criminal Justice and Corrections · Undergraduate Certificate or Diploma$54,3414Business Administration, Management and Operations · Associate's Degree$43,9115Allied Health and Medical Assisting Services · Associate's Degree$42,0256Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$40,4047Health and Medical Administrative Services · Associate's Degree$36,8048Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$34,814

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Groveport, OH

Eastland-Fairfield Career and Technical Schools

Annual net price
$15,732
Observed earnings · year 5
$43,022
Modeled 10-year ROI
-108%
Open college profile →
Piqua, OH

Upper Valley Career Center

Annual net price
$16,282
Observed earnings · year 5
$44,968
Modeled 10-year ROI
-100%
Open college profile →
Youngstown, OH

Choffin Career and Technical Center

Annual net price
$17,141
Observed earnings · year 5
$37,534
Modeled 10-year ROI
-130%
Open college profile →
Nelsonville, OH

Hocking College

Annual net price
$13,704
Observed earnings · year 5
$43,534
Modeled 10-year ROI
-106%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Electrical/Electronic Engineering Technologies/TechniciansUndergraduate Certificate or Diploma$69,167Not available16
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$68,108$24,045Not reported
Criminal Justice and CorrectionsUndergraduate Certificate or Diploma$54,341Not available17
Business Administration, Management and OperationsAssociate's Degree$43,911Not availableNot reported
Allied Health and Medical Assisting ServicesAssociate's Degree$42,025Not availableNot reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$40,404$24,095Not reported
Health and Medical Administrative ServicesAssociate's Degree$36,804Not availableNot reported
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$34,814Not available14

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.