10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$110,772at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Temple University
⌖ Philadelphia, PA · 108 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$110,772 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
16.1 yrsModeled economic break-even
−38%Modeled 10-year ROI
$63,202Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$28,198Average net price / year
$40,903Cost of attendance
$24,395Median federal student debt · completer borrowers
$259/moPublished 10-year payment estimate
$63,202Median earnings · year 5 after completion
75.0%Completion rate
80.4%Admission rate
20,970Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$45,412Year 1
$67,232Year 4
$63,202Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Dentistry · First Professional Degree$183,5602Business Administration, Management and Operations · Master's Degree$155,2713Pharmacy, Pharmaceutical Sciences, and Administration · Master's Degree$149,7414Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$134,7525Computer/Information Technology Administration and Management · Master's Degree$128,8746Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$128,4387Radio, Television, and Digital Communication · Master's Degree$118,3788Law · First Professional Degree$117,775Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in PA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Williamsport, PA
Pennsylvania College of Technology
- Annual net price
- $25,110
- Observed earnings · year 5
- $63,882
- Modeled 10-year ROI
- -33%
West Chester University of Pennsylvania
- Annual net price
- $23,331
- Observed earnings · year 5
- $61,373
- Modeled 10-year ROI
- -40%
Eastern Center for Arts and Technology
- Annual net price
- $25,158
- Observed earnings · year 5
- $58,280
- Modeled 10-year ROI
- -53%
University of Pittsburgh-Pittsburgh Campus
- Annual net price
- $30,434
- Observed earnings · year 5
- $69,754
- Modeled 10-year ROI
- -18%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Dentistry | First Professional Degree | $183,560 | Not available |
| Business Administration, Management and Operations | Master's Degree | $155,271 | Not available |
| Pharmacy, Pharmaceutical Sciences, and Administration | Master's Degree | $149,741 | Not available |
| Pharmacy, Pharmaceutical Sciences, and Administration | First Professional Degree | $134,752 | Not available |
| Computer/Information Technology Administration and Management | Master's Degree | $128,874 | Not available |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Master's Degree | $128,438 | Not available |
| Radio, Television, and Digital Communication | Master's Degree | $118,378 | Not available |
| Law | First Professional Degree | $117,775 | Not available |
| Entrepreneurial and Small Business Operations | Master's Degree | $117,753 | Not available |
| Medicine | First Professional Degree | $113,007 | Not available |
| Accounting and Related Services | Master's Degree | $110,473 | Not available |
| Computer/Information Technology Administration and Management | Undergraduate Certificate or Diploma | $108,764 | Not available |
| Management Sciences and Quantitative Methods | Master's Degree | $105,003 | Not available |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $104,311 | $26,000 |
| Finance and Financial Management Services | Master's Degree | $102,128 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $101,670 | $26,000 |
| Biomedical/Medical Engineering | Bachelor's Degree | $101,101 | $27,000 |
| Biotechnology | Master's Degree | $99,847 | Not available |
| Legal Research and Advanced Professional Studies | Master's Degree | $98,481 | Not available |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $97,839 | $27,000 |
| Human Resources Management and Services | Master's Degree | $97,819 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $96,342 | $26,000 |
| Health and Medical Administrative Services | Master's Degree | $94,956 | Not available |
| Insurance | Bachelor's Degree | $92,555 | $26,000 |
| Public Policy Analysis | Master's Degree | $91,832 | Not available |
| Mathematics | Bachelor's Degree | $91,330 | $22,500 |
| Mechanical Engineering | Bachelor's Degree | $91,131 | $26,843 |
| Construction Engineering Technology/Technician | Bachelor's Degree | $89,674 | $28,250 |
| Accounting and Related Services | Bachelor's Degree | $85,777 | $26,000 |
| Finance and Financial Management Services | Bachelor's Degree | $85,011 | $26,000 |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $83,407 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $82,570 | $20,500 |
| Civil Engineering | Bachelor's Degree | $82,553 | $26,665 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $80,364 | $25,500 |
| Engineering Technologies/Technicians, General | Bachelor's Degree | $79,351 | $30,625 |
| Geography and Cartography | Master's Degree | $78,144 | Not available |
| Chemistry | Bachelor's Degree | $78,052 | $24,000 |
| Civil Engineering Technologies/Technicians | Bachelor's Degree | $77,673 | Not available |
| Hospitality Administration/Management | Master's Degree | $77,510 | Not available |
| Medical Illustration and Informatics | Bachelor's Degree | $76,927 | $25,000 |
| Business/Commerce, General | Bachelor's Degree | $75,632 | $27,000 |
| Management Information Systems and Services | Bachelor's Degree | $75,286 | $27,000 |
| Rehabilitation and Therapeutic Professions | Master's Degree | $74,120 | Not available |
| Educational Administration and Supervision | Master's Degree | $73,176 | Not available |
| Economics | Bachelor's Degree | $73,154 | $24,250 |
| Human Resources Management and Services | Bachelor's Degree | $73,127 | $27,000 |
| Marketing | Bachelor's Degree | $72,289 | $26,000 |
| Biology, General | Bachelor's Degree | $72,134 | $26,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Master's Degree | $70,566 | Not available |
| Architectural Sciences and Technology | Master's Degree | $69,474 | Not available |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $69,374 | Not available |
| Communication Disorders Sciences and Services | Master's Degree | $68,990 | Not available |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $67,840 | $26,000 |
| American Sign Language | Undergraduate Certificate or Diploma | $66,762 | $27,000 |
| Architectural Sciences and Technology | Bachelor's Degree | $66,518 | $27,000 |
| Real Estate | Bachelor's Degree | $65,650 | $23,811 |
| Clinical, Counseling and Applied Psychology | Master's Degree | $65,578 | Not available |
| International Business | Bachelor's Degree | $65,302 | $26,987 |
| Geography and Cartography | Undergraduate Certificate or Diploma | $64,668 | Not available |
| Neurobiology and Neurosciences | Bachelor's Degree | $64,063 | $26,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $63,714 | $26,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $63,516 | Not available |
| Social Work | Master's Degree | $62,274 | Not available |
| Communication Disorders Sciences and Services | Bachelor's Degree | $62,061 | $26,000 |
| Natural Resources Conservation and Research | Bachelor's Degree | $60,864 | $25,000 |
| Design and Applied Arts | Bachelor's Degree | $60,782 | $26,875 |
| Legal Professions and Studies, Other | Bachelor's Degree | $60,714 | $27,000 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $60,672 | $26,000 |
| Entrepreneurial and Small Business Operations | Bachelor's Degree | $60,437 | $24,250 |
| Hospitality Administration/Management | Bachelor's Degree | $60,347 | $26,417 |
| Political Science and Government | Bachelor's Degree | $59,848 | $25,815 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $59,764 | $28,000 |
| Special Education and Teaching | Master's Degree | $58,619 | Not available |
| Public Health | Bachelor's Degree | $57,499 | $27,000 |
| Criminal Justice and Corrections | Bachelor's Degree | $56,164 | $26,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $55,494 | $26,000 |
| Communication and Media Studies | Bachelor's Degree | $54,283 | $24,880 |
| Social Work | Bachelor's Degree | $54,166 | $27,000 |
| Radio, Television, and Digital Communication | Bachelor's Degree | $53,818 | $26,000 |
| Journalism | Bachelor's Degree | $53,518 | $26,000 |
| English Language and Literature, General | Bachelor's Degree | $53,018 | $25,949 |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $52,739 | $26,000 |
| History | Bachelor's Degree | $52,584 | $26,000 |
| Romance Languages, Literatures, and Linguistics | Undergraduate Certificate or Diploma | $52,030 | Not available |
| International/Globalization Studies | Bachelor's Degree | $51,931 | $25,125 |
| Human Development, Family Studies, and Related Services | Bachelor's Degree | $51,610 | $27,000 |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $51,599 | $27,000 |
| Psychology, General | Bachelor's Degree | $50,582 | $26,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $50,536 | $34,372 |
| Sociology | Bachelor's Degree | $47,631 | $26,000 |
| Philosophy | Bachelor's Degree | $47,414 | $25,000 |
| Fine and Studio Arts | Master's Degree | $45,465 | Not available |
| Music | Master's Degree | $44,122 | Not available |
| Anthropology | Bachelor's Degree | $43,793 | $26,000 |
| Visual and Performing Arts, General | Bachelor's Degree | $42,731 | $26,500 |
| Film/Video and Photographic Arts | Bachelor's Degree | $42,526 | $25,000 |
| Fine and Studio Arts | Bachelor's Degree | $42,126 | $26,000 |
| Music | Bachelor's Degree | $40,387 | $24,000 |
| Ethnic, Cultural Minority, Gender, and Group Studies | Bachelor's Degree | $39,449 | $27,000 |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | $36,994 | $26,000 |
| Dance | Bachelor's Degree | $36,524 | $27,000 |
| Plant Sciences | Bachelor's Degree | $35,728 | Not available |
| Area Studies | Bachelor's Degree | Not available | $25,028 |
| Linguistic, Comparative, and Related Language Studies and Services | Undergraduate Certificate or Diploma | Not available | $27,000 |
| Statistics | Bachelor's Degree | Not available | $26,816 |
| Mathematics and Computer Science | Bachelor's Degree | Not available | $28,185 |
| Natural Sciences | Bachelor's Degree | Not available | $31,000 |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | Not available | $25,998 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.