10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$239,638at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Southwestern Illinois College
⌖ Belleville, IL · 16 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$239,638 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−108%Modeled 10-year ROI
$43,207Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Certificates
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$10,427Average net price / year
$16,249Cost of attendance
$6,908Median federal student debt · completer borrowers
$73/moPublished 10-year payment estimate
$43,207Median earnings · year 5 after completion
36.5%Completion rate
Not availableAdmission rate
5,675Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$38,819Year 1
$51,516Year 4
$43,207Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Fire Protection · Undergraduate Certificate or Diploma$82,3432Criminal Justice and Corrections · Undergraduate Certificate or Diploma$77,9123Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$75,3734Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$69,8935Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$69,6936Computer/Information Technology Administration and Management · Associate's Degree$69,6757Criminal Justice and Corrections · Associate's Degree$68,2888Precision Metal Working · Associate's Degree$62,981Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IL
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Chicago, IL
City Colleges of Chicago-Malcolm X College
- Annual net price
- $7,220
- Observed earnings · year 5
- $43,180
- Modeled 10-year ROI
- -109%
Parkland College
- Annual net price
- $8,048
- Observed earnings · year 5
- $44,160
- Modeled 10-year ROI
- -104%
Southeastern Illinois College
- Annual net price
- $11,437
- Observed earnings · year 5
- $45,606
- Modeled 10-year ROI
- -97%
Heartland Community College
- Annual net price
- $12,013
- Observed earnings · year 5
- $45,173
- Modeled 10-year ROI
- -99%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Fire Protection | Undergraduate Certificate or Diploma | $82,343 | $12,750 | 2 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $77,912 | $11,000 | 295 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $75,373 | $14,615 | Not reported |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $69,893 | Not available | 40 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $69,693 | $9,719 | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $69,675 | Not available | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $68,288 | Not available | Not reported |
| Precision Metal Working | Associate's Degree | $62,981 | Not available | Not reported |
| Legal Support Services | Associate's Degree | $53,017 | $14,348 | Not reported |
| Precision Metal Working | Undergraduate Certificate or Diploma | $47,871 | $6,500 | 50 |
| Biological and Physical Sciences | Associate's Degree | $47,418 | $6,196 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $47,048 | $12,000 | 67 |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $46,619 | Not available | 91 |
| Allied Health and Medical Assisting Services | Associate's Degree | $41,893 | Not available | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $41,620 | $7,248 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $33,669 | $9,500 | 41 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.