10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$450,198at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Southwestern Christian College
⌖ Terrell, TX · 1 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$450,198 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
Not availableModeled economic break-even
−177%Modeled 10-year ROI
$25,405Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Southwestern Christian College
What does Southwestern Christian College cost?
Southwestern Christian College reports an average annual net price of $18,562 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Southwestern Christian College graduates earn?
The observed median earnings figure is $25,405 five years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Southwestern Christian College graduates have?
Median federal debt for completer borrowers is not reportable in the current record.
Is every degree at Southwestern Christian College worth the same?
No. DegreeVerdict currently shows 1 field-and-credential outcomes at Southwestern Christian College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$375,950
$8,000Annual price−$407,950
$16,000Annual price−$439,950
$19,000Current college-wide context−$451,950
$24,000Annual price−$471,950
$32,000Annual price−$503,950
$40,000Annual price−$535,950
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Associate degrees
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Historically Black college or university
Cost, debt, completion and earnings context
$18,562Average net price / year
$21,854Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$25,405Median earnings · year 5 after completion
3.1%Completion rate
Not availableAdmission rate
110Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$13,326Year 1
$39,678Year 4
$25,405Year 5
Separate federal cohorts may underlie different measurement years.
Comparable colleges in TX
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
League City, TX
Remington College-Houston Southeast Campus
- Annual net price
- $20,927
- Observed earnings · year 5
- $30,983
- Modeled 10-year ROI
- -153%
CET-El Paso
- Annual net price
- $15,578
- Observed earnings · year 5
- $34,875
- Modeled 10-year ROI
- -142%
Remington College-Fort Worth Campus
- Annual net price
- $25,913
- Observed earnings · year 5
- $30,983
- Modeled 10-year ROI
- -149%
Valley Grande Institute for Academic Studies
- Annual net price
- $12,051
- Observed earnings · year 5
- $35,556
- Modeled 10-year ROI
- -141%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | Not available | $12,000 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.