10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$324,438at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Schuyler Steuben Chemung Tioga Allegany BOCES
⌖ Elmira, NY · 2 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$324,438 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−123%Modeled 10-year ROI
$38,859Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Council on Occupational Education
- Main award level
- Certificates
- Campus setting
- Rural
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$20,757Average net price / year
$26,025Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$38,859Median earnings · year 5 after completion
75.0%Completion rate
Not availableAdmission rate
166Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$37,787Year 1
$47,482Year 4
$38,859Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$51,8422Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$25,665Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma · $25,665 reported-2%vs same-degree national median$9,500federal debt2Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $51,842 reported-8%vs same-degree national median$12,784federal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Liverpool, NY
Onondaga Cortland Madison BOCES
- Annual net price
- $19,002
- Observed earnings · year 5
- $37,826
- Modeled 10-year ROI
- -128%
SUNY at Purchase College
- Annual net price
- $18,913
- Observed earnings · year 5
- $41,643
- Modeled 10-year ROI
- -113%
Orleans Niagara BOCES-Practical Nursing Program
- Annual net price
- $18,371
- Observed earnings · year 5
- $44,527
- Modeled 10-year ROI
- -102%
Albany BOCES-Adult Practical Nursing Program
- Annual net price
- $23,506
- Observed earnings · year 5
- $44,165
- Modeled 10-year ROI
- -103%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $51,842 | $12,784 | 22 |
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | $25,665 | $9,500 | 27 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.