Public · COLLEGE PAYOFF

Saddleback College

Mission Viejo, CA · 2 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$103,658 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

21.2 yrsModeled economic break-even
−53%Modeled 10-year ROI
$54,295Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$103,658at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$196,6080
2
4
6
8
−$103,65810
Years after graduationBreak-even: 21.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$1,156
Sticker price
Published out-of-state tuition$11,860
Sticker price
Average net price$4,152
Title IV student average
Cost of attendance$13,939
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$4,152Average net price / year
$13,939Cost of attendance
$54,295Median earnings · year 5 after completion
48.0%Completion rate
Not availableAdmission rate
17,684Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

71thEarnings percentile
35thCompletion percentile
EARNINGS PATH

Reported earnings over time

$31,115Year 1
$46,604Year 4
$54,295Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Fairfield, CA

Solano Community College

Annual net price
$4,669
Observed earnings · year 5
$54,959
Modeled 10-year ROI
-50%
Open college profile →
Livermore, CA

Las Positas College

Annual net price
$5,377
Observed earnings · year 5
$53,212
Modeled 10-year ROI
-59%
Open college profile →
Cypress, CA

Cypress College

Annual net price
$4,606
Observed earnings · year 5
$52,233
Modeled 10-year ROI
-64%
Open college profile →
Modesto, CA

Modesto Junior College

Annual net price
$2,818
Observed earnings · year 5
$55,772
Modeled 10-year ROI
-44%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or DiplomaNot available$5,500
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's DegreeNot available$5,914

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.