10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$83,552at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Modesto Junior College
⌖ Modesto, CA · 18 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$83,552 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
17.8 yrsModeled economic break-even
−44%Modeled 10-year ROI
$55,772Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$2,818Average net price / year
$11,487Cost of attendance
$55,772Median earnings · year 5 after completion
29.6%Completion rate
Not availableAdmission rate
15,109Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$32,560Year 1
$46,619Year 4
$55,772Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$126,3452Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$81,2143Biological and Physical Sciences · Associate's Degree$64,4444Fire Protection · Undergraduate Certificate or Diploma$53,9625Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$50,5746Business/Commerce, General · Associate's Degree$48,7797Sociology · Associate's Degree$46,3978Real Estate · Undergraduate Certificate or Diploma$46,206Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Saratoga, CA
West Valley College
- Annual net price
- $3,423
- Observed earnings · year 5
- $57,150
- Modeled 10-year ROI
- -37%
Santiago Canyon College
- Annual net price
- $2,129
- Observed earnings · year 5
- $57,634
- Modeled 10-year ROI
- -33%
Solano Community College
- Annual net price
- $4,669
- Observed earnings · year 5
- $54,959
- Modeled 10-year ROI
- -50%
California State University, San Bernardino
- Annual net price
- $4,564
- Observed earnings · year 5
- $56,795
- Modeled 10-year ROI
- -41%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $126,345 | $11,279 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $81,214 | Not available |
| Biological and Physical Sciences | Associate's Degree | $64,444 | $9,036 |
| Fire Protection | Undergraduate Certificate or Diploma | $53,962 | Not available |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $50,574 | $9,500 |
| Business/Commerce, General | Associate's Degree | $48,779 | $8,457 |
| Sociology | Associate's Degree | $46,397 | Not available |
| Real Estate | Undergraduate Certificate or Diploma | $46,206 | Not available |
| Business Administration, Management and Operations | Associate's Degree | $43,644 | Not available |
| Criminal Justice and Corrections | Associate's Degree | $42,669 | Not available |
| History | Associate's Degree | $41,437 | Not available |
| Communication and Media Studies | Associate's Degree | $40,635 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $40,387 | $7,373 |
| Psychology, General | Associate's Degree | $40,301 | $6,757 |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $39,886 | Not available |
| Human Development, Family Studies, and Related Services | Associate's Degree | $39,536 | Not available |
| Liberal Arts and Sciences, General Studies and Humanities | Undergraduate Certificate or Diploma | $39,531 | $7,065 |
| Human Development, Family Studies, and Related Services | Undergraduate Certificate or Diploma | $29,998 | $9,136 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.