Private nonprofit · COLLEGE PAYOFF

Russell Sage College

Troy, NY · 21 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$114,188 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

17.3 yrsModeled economic break-even
−42%Modeled 10-year ROI
$60,748Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$114,188at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$271,6680
2
4
6
8
−$114,18810
Years after graduationBreak-even: 17.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$38,164
Sticker price
Published out-of-state tuition$38,164
Sticker price
Average net price$22,917
Title IV student average
Cost of attendance$50,607
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$22,917Average net price / year
$50,607Cost of attendance
$22,000Median federal student debt · completer borrowers
$233/moPublished 10-year payment estimate
$60,748Median earnings · year 5 after completion
56.1%Completion rate
53.3%Admission rate
1,244Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$6,662
$30–48k$41,141
$48–75k$21,326
$75–110k$24,302
$110k+$26,526
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$60,748
Year 6$51,139
Year 10$58,316
Full-time retention
77.9%
Part-time retention
Not available
Completion within 200% of normal time
68.8%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

81thEarnings percentile
47thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$67,291Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
38%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$55,116Year 1
$66,409Year 4
$60,748Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Educational Administration and Supervision · Doctoral Degree$179,1092Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$135,2793Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$89,8364Rehabilitation and Therapeutic Professions · First Professional Degree$83,9555Business Administration, Management and Operations · Master's Degree$78,8526Health and Medical Administrative Services · Master's Degree$76,9177Psychology, Other · Master's Degree$73,2868Rehabilitation and Therapeutic Professions · Master's Degree$71,608

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Rochester, NY

Roberts Wesleyan University

Annual net price
$23,130
Observed earnings · year 5
$59,877
Modeled 10-year ROI
-45%
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Annual net price
$22,872
Observed earnings · year 5
$62,523
Modeled 10-year ROI
-35%
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Keuka College

Annual net price
$24,338
Observed earnings · year 5
$61,303
Modeled 10-year ROI
-41%
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Syracuse, NY

Le Moyne College

Annual net price
$22,277
Observed earnings · year 5
$62,776
Modeled 10-year ROI
-34%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Educational Administration and SupervisionDoctoral Degree$179,109Not available31
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$135,279Not available14
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$89,836$27,000Not reported
Rehabilitation and Therapeutic ProfessionsFirst Professional Degree$83,955Not availableNot reported
Business Administration, Management and OperationsMaster's Degree$78,852Not availableNot reported
Health and Medical Administrative ServicesMaster's Degree$76,917Not availableNot reported
Psychology, OtherMaster's Degree$73,286Not available0
Rehabilitation and Therapeutic ProfessionsMaster's Degree$71,608Not availableNot reported
Biological and Biomedical Sciences, OtherBachelor's Degree$70,329$26,750Not reported
Health Professions and Related Clinical Sciences, OtherBachelor's Degree$68,647$27,0000
Nutrition SciencesGraduate/Professional Certificate$67,291Not availableNot reported
Nutrition SciencesMaster's Degree$65,977Not availableNot reported
Student Counseling and Personnel ServicesMaster's Degree$59,104Not available5
Business Administration, Management and OperationsBachelor's Degree$58,753$27,000Not reported
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$58,695Not availableNot reported
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$56,317Not availableNot reported
Accounting and Related ServicesBachelor's Degree$55,125Not availableNot reported
Social Sciences, OtherBachelor's Degree$54,363$26,865Not reported
Design and Applied ArtsBachelor's Degree$51,485$27,000Not reported
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$51,080$27,000Not reported
Psychology, GeneralBachelor's Degree$50,446$25,000Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.