Public · COLLEGE PAYOFF

Panola College

Carthage, TX · 0 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$240,774 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−120%Modeled 10-year ROI
$41,009Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$240,774at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$200,8640
2
4
6
8
−$240,77410
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$2,352
Sticker price
Published out-of-state tuition$5,232
Sticker price
Average net price$5,216
Title IV student average
Cost of attendance$13,654
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$5,216Average net price / year
$13,654Cost of attendance
$41,009Median earnings · year 5 after completion
43.5%Completion rate
Not availableAdmission rate
1,388Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

40thEarnings percentile
29thCompletion percentile
EARNINGS PATH

Reported earnings over time

Not availableYear 1
$29,299Year 4
$41,009Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

San Antonio, TX

Palo Alto College

Annual net price
$4,463
Observed earnings · year 5
$40,423
Modeled 10-year ROI
-123%
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Mount Pleasant, TX

Northeast Texas Community College

Annual net price
$6,706
Observed earnings · year 5
$40,808
Modeled 10-year ROI
-120%
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San Antonio, TX

Northwest Vista College

Annual net price
$4,525
Observed earnings · year 5
$43,025
Modeled 10-year ROI
-110%
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Port Arthur, TX

Lamar State College-Port Arthur

Annual net price
$2,846
Observed earnings · year 5
$41,364
Modeled 10-year ROI
-119%
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PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.