Public · COLLEGE PAYOFF

Northwest Vista College

San Antonio, TX · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$217,850 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−110%Modeled 10-year ROI
$43,025Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$217,850at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$198,1000
2
4
6
8
−$217,85010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$3,412
Sticker price
Published out-of-state tuition$9,952
Sticker price
Average net price$4,525
Title IV student average
Cost of attendance$11,932
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$4,525Average net price / year
$11,932Cost of attendance
$43,025Median earnings · year 5 after completion
32.0%Completion rate
Not availableAdmission rate
13,993Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

45thEarnings percentile
14thCompletion percentile
EARNINGS PATH

Reported earnings over time

$28,461Year 1
$46,909Year 4
$43,025Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Engineering, General · Associate's Degree$73,1232Computer and Information Sciences, General · Associate's Degree$63,4653Health/Medical Preparatory Programs · Associate's Degree$59,3384Business Administration, Management and Operations · Associate's Degree$48,3645Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$48,3306Criminal Justice and Corrections · Associate's Degree$47,6307Biology, General · Associate's Degree$47,1868Teacher Education and Professional Development, Specific Subject Areas · Associate's Degree$43,859

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Athens, TX

Trinity Valley Community College

Annual net price
$4,092
Observed earnings · year 5
$43,248
Modeled 10-year ROI
-109%
Open college profile →
Ranger, TX

Ranger College

Annual net price
$6,182
Observed earnings · year 5
$42,768
Modeled 10-year ROI
-111%
Open college profile →
San Antonio, TX

Palo Alto College

Annual net price
$4,463
Observed earnings · year 5
$40,423
Modeled 10-year ROI
-123%
Open college profile →
Levelland, TX

South Plains College

Annual net price
$6,791
Observed earnings · year 5
$42,595
Modeled 10-year ROI
-112%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Engineering, GeneralAssociate's Degree$73,123Not available
Computer and Information Sciences, GeneralAssociate's Degree$63,465Not available
Health/Medical Preparatory ProgramsAssociate's Degree$59,338Not available
Business Administration, Management and OperationsAssociate's Degree$48,364$9,500
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree$48,330$8,750
Criminal Justice and CorrectionsAssociate's Degree$47,630$7,627
Biology, GeneralAssociate's Degree$47,186$10,708
Teacher Education and Professional Development, Specific Subject AreasAssociate's Degree$43,859Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$40,809$9,500
Psychology, GeneralAssociate's Degree$38,903$9,047

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.