10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$320,710at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Paine College
⌖ Augusta, GA · 0 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$320,710 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−130%Modeled 10-year ROI
$37,597Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Transnational Association of Christian Colleges and Schools
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- Historically Black college or university
Cost, debt, completion and earnings context
$16,670Average net price / year
$27,431Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$37,597Median earnings · year 5 after completion
14.4%Completion rate
95.4%Admission rate
388Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$19,230Year 1
$41,449Year 4
$37,597Year 5
Separate federal cohorts may underlie different measurement years.
Comparable colleges in GA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Cuthbert, GA
Andrew College
- Annual net price
- $21,823
- Observed earnings · year 5
- $36,747
- Modeled 10-year ROI
- -131%
Toccoa Falls College
- Annual net price
- $21,642
- Observed earnings · year 5
- $39,025
- Modeled 10-year ROI
- -122%
Shorter University
- Annual net price
- $16,646
- Observed earnings · year 5
- $49,722
- Modeled 10-year ROI
- -81%
Point University
- Annual net price
- $25,335
- Observed earnings · year 5
- $42,134
- Modeled 10-year ROI
- -110%
No field-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.