Private nonprofit · COLLEGE PAYOFF

Oak Hills Christian College

Bemidji, MN · 0 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$352,108 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−135%Modeled 10-year ROI
$35,880Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$352,108at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$260,9080
2
4
6
8
−$352,10810
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$19,440
Sticker price
Published out-of-state tuition$19,440
Sticker price
Average net price$20,227
Title IV student average
Cost of attendance$33,958
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$20,227Average net price / year
$33,958Cost of attendance
$20,980Median federal student debt · completer borrowers
$222/moPublished 10-year payment estimate
$35,880Median earnings · year 5 after completion
22.7%Completion rate
Not availableAdmission rate
75Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$17,053
$30–48kNot available
$48–75k$19,463
$75–110k$27,699
$110k+$20,959
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$35,880
Year 6$31,108
Year 10$35,983
Full-time retention
45.0%
Part-time retention
100.0%
Completion within 200% of normal time
54.5%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

30thEarnings percentile
6thCompletion percentile
EARNINGS PATH

Reported earnings over time

$26,114Year 1
$39,785Year 4
$35,880Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Minneapolis, MN

Summit Academy Opportunities Industrialization Center

Annual net price
$17,649
Observed earnings · year 5
$30,371
Modeled 10-year ROI
-158%
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Mankato, MN

Bethany Lutheran College

Annual net price
$20,148
Observed earnings · year 5
$45,652
Modeled 10-year ROI
-97%
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New Ulm, MN

Martin Luther College

Annual net price
$18,463
Observed earnings · year 5
$46,129
Modeled 10-year ROI
-96%
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Minneapolis, MN

North Central University

Annual net price
$25,817
Observed earnings · year 5
$44,855
Modeled 10-year ROI
-101%
Open college profile →
PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.