Private nonprofit · COLLEGE PAYOFF

Bethany Lutheran College

Mankato, MN · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$254,072 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

399.7 yrsModeled economic break-even
−97%Modeled 10-year ROI
$45,652Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$254,072at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$260,5920
2
4
6
8
−$254,07210
Years after graduationBreak-even: 399.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$31,360
Sticker price
Published out-of-state tuition$31,360
Sticker price
Average net price$20,148
Title IV student average
Cost of attendance$41,013
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,148Average net price / year
$41,013Cost of attendance
$45,652Median earnings · year 5 after completion
54.9%Completion rate
39.0%Admission rate
669Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

50thEarnings percentile
45thCompletion percentile
EARNINGS PATH

Reported earnings over time

$37,463Year 1
$47,456Year 4
$45,652Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Bachelor's Degree$53,811

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

New Ulm, MN

Martin Luther College

Annual net price
$18,463
Observed earnings · year 5
$46,129
Modeled 10-year ROI
-96%
Open college profile →
Minneapolis, MN

North Central University

Annual net price
$25,817
Observed earnings · year 5
$44,855
Modeled 10-year ROI
-101%
Open college profile →
St. Louis Park, MN

Herzing University-Minneapolis

Annual net price
$16,670
Observed earnings · year 5
$48,660
Modeled 10-year ROI
-85%
Open college profile →
Saint Bonifacius, MN

Crown College

Annual net price
$26,672
Observed earnings · year 5
$46,129
Modeled 10-year ROI
-96%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsBachelor's Degree$53,811$26,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.